1. Different meanings
U-shield: USBkey, a customer certificate launched by ICBC in 2003 and obtained a national patent, is a high-level security tool provided by ICBC for online banking services. It looks like a USB flash drive, and its security performance is like a shield, which means U-shaped shield, so it is named: "U-shield".
Online banking: Online banking is also called online banking, online banking or electronic banking. It is a virtual counter set up by banks on the Internet.
2. Different functions
U-shield: Its function is to protect the security of online banking funds when handling online banking services, and to avoid various risks such as hackers, fake websites, and Trojan viruses. .
Online banking: Its function is to use network technology to provide customers with traditional services such as account opening, account cancellation, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online securities, investment and financial management through the Internet H , enabling customers to safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.
3. Different dynamic passwords
U-shield:
① Full name: USB-KEY digital certificate.
② USB-KEY has a built-in smart chip.
③ USB-key has a dedicated security area to save the certificate private key.
④ The private key of the USB-KEY certificate cannot be exported, so the backup file cannot be used, and its security is higher than that of the browser certificate.
⑤ Customers need to install the USB-KEY driver when using it, and the cost of the USB-KEY certificate is higher than the certificate cost.
⑥ USB-KEY certificate is easy to carry around.
Online banking:
①?The online banking dynamic password is a string of numbers randomly generated by the electronic banking password card.
②? Electronic banking password card is the latest electronic banking security tool launched by ICBC and is another line of defense set up to protect customer funds from loss.
U-Shield cannot be used for online banking. Its scope of application is different from that of online banking. It is a customer certificate USBkey launched by ICBC and obtained a national patent. It is a high-level tool for handling online banking services provided by ICBC. Security Tools.
Baidu Encyclopedia-U Shield
Baidu Encyclopedia-Online Banking