1. What is the contribution ratio of housing provident fund in Hangzhou?
Housing accumulation fund is one of the "five insurances and one gold" that people often say. It is the long-term housing savings paid by units and their employees, the main form of monetization, socialization and legalization of housing distribution, and an important housing social security system stipulated by national laws, with the characteristics of compulsion, mutual assistance and security. This paper focuses on the deposit information of Hangzhou provident fund, including deposit handling, deposit procedures and deposit quota.
1, deposit ratio
The lower limit of the deposit ratio of housing provident fund in Hangzhou is 5%, and the upper limit is 12%.
2. Deposit base
The upper limit of the annual housing provident fund deposit base is determined by 3 times the average monthly salary of employees in non-private units in Hangzhou last year. The lower limit of the deposit base is the local monthly minimum wage standard promulgated and implemented by the government.
Upper limit of deposit base: 29,335 yuan
Lower limit of deposit base:
The lower limit of Hangzhou's main urban area, Xiaoshan District, Yuhang District and Fuyang District is 20 10 yuan.
linan
The lower limit of the zone is 1800 yuan,
The lower limit of Tonglu County, Chun 'an County and jiande city is 1660 yuan.
The adjusted deposit base is not higher than the upper limit and not lower than the lower limit.
3. Proof of deposit
Employees need to go to other provident fund centers to apply for housing loans and notarize the death of employees. The center will issue deposit certificates to relevant units.
Declaration process: you don't need to fill in the form and bring relevant supporting materials when you go to the counter of the outlet in the center → complete the formalities after the approval of the center.
Allegation: None.
Time limit for commitment: settle the case immediately, and inform the result within three working days under special circumstances.
2. What is the extraction ratio of housing provident fund in Hangzhou?
Districts of the city (including prefecture, state, Union, the same below) should be combined with the local economic and social development, overall consideration of the affordability of all parties, in strict accordance with the prescribed procedures to reasonably determine the proportion of housing provident fund deposit. The proportion of units and employees is not less than 5%, and in principle it is not higher than 12%. If the proportion of unit housing provident fund deposit is increased to issue employee housing subsidies, it shall be indicated in the personal account. The proportion of housing provident fund deposit that has not been reported to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval according to the prescribed procedures shall be corrected.
The deposit ratio is unit 12% and employee 12%, and the withdrawal ratio is not higher than 12% in principle. The proportion of housing provident fund in each place is different, which is determined by local economic development level and other factors, so the specific situation should be analyzed in detail. I suggest that you consult local lawyers when you encounter such problems, instead of blindly looking for uniform standards.
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