Ping An Pratt & Whitney Loan couples don't know, what will happen if half of the loan is used for families?

If a husband and wife borrow money without knowing it at all, if it is used for family life needs, it belongs to the same debt of the husband and wife; If it is not used for family life needs, it does not belong to the same debt of husband and wife. Legal Basis According to the provisions of Article 17 of the Supreme People's Court's Several Specific Opinions on Handling Property Division in People's Courts' Trial of Divorce Cases, under any of the following circumstances, it cannot be regarded as a joint debt of husband and wife, and it shall be treated as a personal debt, which shall be paid off by one party with personal property:

1. Debts agreed by both husband and wife to be borne by individuals, except for the purpose of avoiding debts.

2. Without the consent of the other party, one party subsidizes the debts of its relatives and friends who have no obligation to support.

3. Without the consent of the other party, one party alone raises funds to engage in business activities, and the proceeds will not be used for the debts incurred by * * *.

4. Other debts that should be borne by individuals.

Service. Husband and wife's debt is generated to maintain family life, which should be shared by both husband and wife and repaid with their property; If the property of husband and wife is insufficient to repay, it shall be repaid with the personal property of husband and wife. Personal debts of one spouse shall be paid off by one spouse with personal property. If it is recognized as a personal debt, the creditor may not ask the other party to repay it.