Mortgage interest rate:
1. Annual interest rate of commercial loans within one year: 4. 350%。
2. Annual interest rate of commercial loans for one to five years: 4. 750%。
3. Annual interest rate of commercial loans for more than five years: 4. 900%。
4. Annual interest rate of provident fund loans for less than five years: 2. 750%。
5. Annual interest rate of provident fund loans for more than five years: 3. 250%。
The mortgage interest rate in China is not always constant, but often changes. Since 20 15, 15124, the central bank has cut interest rates by 0. 25 percentage points, and reduced to 0. 5 percentage points.
The central bank also announced the liberalization of the floating ceiling of deposit interest rates. However, the relevant person in charge of the central bank stressed that the abolition of administrative restrictions on interest rate fluctuations does not mean that the central bank will no longer manage interest rates, and interest rate marketization will enter a new stage.