That kind of fooling will have a great influence on you. There are four things you need to be cautious about:
First of all, it is irresponsible not to tell you what he talked about, so you can't get first-hand information.
If the other party talks in your capacity instead of acting as an agent, you don't know what you made up, what false information you submitted and what false seal you stamped on the bank.
This kind of consultation is quick and has nothing to do with his interests. He quickly took the commission and left. If something happens later and the bank holds you accountable, you are likely to be suspected of fraud.
Second, the third party told me that I can talk about 60 issues at most, and there is no refund if I succeed.
When he says 60 questions at most, you know he can negotiate 60 questions. Later, he used your identity to talk about 24 or 36 issues.
Your financial pressure can't last such a short time, so he doesn't care. Anyway, the negotiation is successful, no refund!
No refund, no refund. Second, I promised you 24 installments, so it is still very troublesome for you to follow 24 installments, and it is easy for banks to sue if they default again.
The interests of both sides are in conflict. He went to make money quickly and successfully through negotiations. You went to issue 60, but it will take a long time to talk about it. Irresponsible people will not have patience.
Third, negotiating on your behalf will definitely lead you to negotiate the largest amount first, on the grounds that the probability of prosecution is high. This is possible, but not absolute. The deeper reason is that the amount is high, and his commission is high.
Let's talk about which one is best judged by income, and the pressure is also great. If the installment is successful, your income will be unstable, and the repayment of each installment will be overdue, which is counterproductive and accelerates the possibility of your being sued!
So know what the interests of the third party are. Some can be trusted, but not all. They have a steelyard in their hearts!
Fourth, the probability of this happening is very small, but there are also some, that is, the third party entrusts the bait to promise the results you want. In the future, your personal privacy can't be said, and I will give you a refund.
Actually, I didn't talk about it. I just want to know your personal information. Sold to anti-aircraft gun platforms, part-time money-making platforms, etc.
This kind of marketing call makes you an accurate customer, and it is easy to lure you to borrow usury or be cheated again, and so on!
There is an example of this. It was a fraudulent phone call, saying it belonged to the Public Security Bureau. Now you are suspected of loan fraud or something.
This kind of call may not be felt by ordinary people, and it will be easy to panic and be cheated by the other party's arrangement when calling the overdue debtor!
In short, if you can negotiate, learn to negotiate by yourself. After all, only you care about your own interests most.
There are formal institutions and the sham as the genuine is entrusted to negotiate. If you have to negotiate on their behalf, you can take precautions against these four points. It's always good to be vigilant.