What if the headmaster lends me money to buy a house?

After all, he is his own principal, and it is difficult to refute his feelings. Therefore, my suggestion is: borrow less, not more.

It means: you can lend him a little according to your own financial situation, such as 10 thousand, or 8000. According to the present situation, you can barely.

First share a personal experience about myself, and also about lending money to leaders ~ ~

Last year, when my section chief got off work, he suddenly asked me if I could borrow 20 thousand to buy a car. I want to change trains recently, but I still have shortcomings. In fact, I know he is a stock trader. It is estimated that the stock market is not good, and he wants to turn over capital. But after all, he is also his direct leader, and I need to rely on him more in the future, so I can't refuse.

But I don't have that much money to lend him. After all, my salary is not high, and I have a mortgage. I said, "I told my colleagues in the morning how to change the mortgage? The balance on the card is only 5,000 yuan, and the mortgage is more than 2,000 yuan. I can lend you 2000 yuan for emergency! I can't get more, and I'm embarrassed about the less. " In this way, the section chief may think that I have too little of this, so he said, then I'll have a look first and need to find you again! !

They all say that "talking about money hurts feelings", or their superior leader-the principal. However, we also know that in today's society, all those who owe money are grandfathers, and all those who want to pay back are like grandsons. What's more, he is still his own leader. In case the headmaster doesn't pay back the money on time, he is embarrassed to take the initiative. Even if he dares to ask, the headmaster may not be honest, and embarrassment is inevitable.

However, I have already felt the difficulty in borrowing money from the headmaster. You might as well refer to my example and try to say this:

You said to the headmaster, "President xx! Congratulations on your new house. Welcome to join our house slave team! Now that you ask, I'm sure I'll try my best to help you. This is the 654.38 million I received from you, but I can only lend you so much, because you know my monthly salary is not much, and I have to pay back my car loan and mortgage (in a lower voice). There is really no extra deposit! "

After all, it is a superior-subordinate relationship, and it is not recommended to refuse so thoroughly. The so-called life is to stay on the sidelines and meet each other in the future. So it is through this way of borrowing less, and at the same time it seems that its own economic strength is limited, and it can only help here. In this way, I believe the headmaster will appreciate you in this emergency. The key is that a little money has little effect on yourself and your mentality should be adjustable. Of course, in addition to the example I gave, it is ok to spend money on renovation and repay the loan in advance, and all the reasons that are in line with the facts can be said.

I think it's ok except the suggestion of borrowing less and not borrowing more. You can also consider the following methods:

One is to give him advice. Don't directly refuse the principal's request for borrowing money at first. You can ask him questions about buying a house, such as: Where did you buy the property? How many square meters? How much is the down payment and so on. Then I will say that I just bought a house and am raising money to decorate it, but I know relatives in the bank who can introduce him to a preferential loan with lower loan interest, and I will also raise money there to see if there is such a demand for the principal.

In this way, even if the headmaster doesn't take your advice, he can feel your concern, and you don't have to lend money to the headmaster, but you can also keep the goodwill of the other party.

The second is to transfer financial power. When the headmaster asks you to borrow money, you can tell him first, for example, "I give my money to my wife every month, and I wonder if I can get you some spare money." I have to ask first at night. " If the headmaster wakes up, he should be able to understand the general situation, because borrowing money will not surpass himself. Of course, you need to call the headmaster back later and find a legitimate reason to express it. For example, "My wife has just deposited a sum of money regularly, because the child is in high school and needs to go to college, and now she can't get it out."

Remember, this reply is absolutely necessary. After all, say it out, or the principal will think you are too perfunctory, and asking for help without asking will affect your relationship.

These are some of my suggestions and methods. I don't know if they are helpful to you ~ If they are, just give me a compliment ~ ~