Many financial managers believe that through effective financial management, assets can be rapidly increased, and the road to wealth is not far away. Bian Xiang Xiao tells you that financial management can make wealth grow steadily, but the possibility of getting rich by financial management is extremely low. Therefore, although many people around you don't know how to manage money, the salary increase of others will far exceed your financial return rate, and the wealth gap between you will become larger and larger.
2. Professionals sometimes lose money in financial management.
Most people will go to major financial websites to learn all kinds of financial knowledge and be familiar with all kinds of financial products before financial management. The words of financial experts are regarded as good advice. However, what people don't know is that financial experts are usually right, but that doesn't mean they won't lose money.
Studying the stock market doesn't mean how much you can earn.
The stock market is always cloudy or sunny. A few months ago, it was a prosperous scene. In a blink of an eye, the wind turned sharply. We often say that people who know nothing had better not blindly enter the stock market. However, people who study the stock market every day will not earn much more than others, especially the China stock market, which often does not follow the routine. Of course, this is not to encourage people to invest in stocks without research. It is good to have more knowledge, and you can know why if you stumble.
4. There are no wealth management products with low risk, good liquidity and high returns.
What investors want most is high-yield, high-liquidity and low-risk financial products. However, does this product really exist? Jincheng RFP Bian Xiao tells you responsibly that you can't buy this product, you can only balance these three aspects.
5. Not all wealth management products sold by banks are self-operated products.
When people go to the bank to buy wealth management products, they usually take it for granted that these products are issued by the bank itself. However, this is not the case. In addition to self-financing products, banks also sell products from other financial institutions, which are more risky than self-financing products of banks. Ask before you buy.
The above is about sharing the basic knowledge of investment and financial management. I want to give it to my friends who want to learn financial management. I hope it helps you. Want to know more, please pay attention to this platform!