Of course, there will also be records. If you maliciously avoid execution, there will be a dishonest execution list. You cannot buy train tickets, air tickets, etc., and you cannot engage in high consumption. But no one thinks the debtor can be detained. Creditors have no such rights. If the other party has no ability to execute, the execution can only be suspended until the property is found, and then the execution can be resumed. However, whether the other party has clues about the property needs to be provided by the creditor. The court will not take the initiative to review it multiple times, and judicial resources are tight. According to the court’s entrustment, the bank credit Records are inspected, and there is not that much cost in court to keep many creditors challenging.
Extended information:
1. Enterprise credit information database
After 10 years of collection, processing, and entry by hundreds of branches, hundreds of people Through the hard work of our staff on optimization and maintenance, we now have a database of more than 20 million enterprises in China, involving 100 million pieces of valuable enterprise credit information, and the credit information can be traced back as far as 8 years, establishing the largest database in China. Enterprise credit information database.
2. Enterprise credit information is divided into six categories
They are government supervision information, bank credit information, industry evaluation information, media evaluation information, enterprise operation information, and market feedback information
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. The government supervision information includes basic enterprise qualifications, quality inspection information, administrative licensing/identification, administrative rewards and punishment information, trademark/patent/copyright information, and People's Court judgments; bank credit information includes People's Bank of China credit evaluation information and commercial bank credit evaluation information. , small loan companies and private lending evaluation information; industry evaluation information includes evaluation information of industry associations (organizations), evaluation information of water, electricity, gas, communications and other public institutions; enterprise operation information includes enterprise financial information, enterprise Management system evaluation information; market feedback information (including real-name evaluation information of consumers, counterparties, partners, employees, etc.). As shown above.
3. Ten-million-level enterprise database and millisecond-level keyword search
The enterprise database includes more than 90% of domestic enterprises and some large foreign enterprises. The number of enterprise databases reaches tens of millions, and due to the use of the most advanced retrieval technology, the time to search for enterprises in the system can be shortened to milliseconds, allowing users to have a good search experience.
4. Information collection channels [2]?
All data in corporate credit files are true and reliable data, and each piece of data retains the record of the original issuance for future reference. Enterprises question and leave true and reliable information.
5. Error correction function
The authenticity of each credit file is subject to inspection and supervision by the enterprise and all walks of life. If discrepancies are found in the file, you can log in to the system to submit a modification application. Staff will handle it promptly every day.
6. Credit rights protection function
Enterprises can log in to the credit file management system and submit valuable corporate credit information to apply for adding their own credit files. All of them can be included after verification by credit investigators. to your credit file. This is also an effective mechanism for the continuous improvement of credit files.
7. Identify and distinguish stopped, revoked, and canceled enterprises
In the backend management system, staff can maintain the enterprise data in the enterprise database and process unclaimed enterprises according to the actual situation. Perform operations such as deleting and modifying basic information. Of course, this is subject to strict permission control. Companies that have registered or claimed can only modify basic information on their own, and staff have the right to inspect and supervise the information.
8. There is a clear distinction between trustworthy companies and dishonest merchants
The intelligent identification engine will automatically and accurately analyze each corporate credit file. Once it is discovered that the company has been inspected by relevant departments in the past year For unqualified products, the company will be automatically identified by the system as a quality-dishonest company, and vice versa as a trustworthy company. The intelligent recognition engine provides users with the first starting point to understand the enterprise.
9. Real-time comments and post-event supervision [3]
Netizens can comment on companies, praise or complain about related companies. In terms of complaints, in order to better centralize data, Various complaints are also subdivided, such as "product quality", "service quality", "after-sales service", "overlord clauses", "false advertising", "fraud", "infringement", "environmental protection", "tax evasion" "Tax evasion", "labor disputes", "private lending", etc. have become a mirror for corporate management and operations.
The comment management system allows companies to reply to netizens' comments, and netizens can also express satisfaction or dissatisfaction with the company's final reply. The final comments will be included in the company's credit file and stored permanently as the company's market feedback file.
Reference: Credit Report_Baidu Encyclopedia