"After-sleep income" refers to the income after waking up, which can also be called "passive income", specifically refers to non-labor income such as interest brought by financial management, rent brought by property leasing, patent fees brought by patent application, etc. When you are sleeping, your money is passively increasing; When you travel, your money is passively increased; When you are not at work, your money is still passively increasing.
What is the value of "what you get after sleeping"?
It is understood that there are 65% rich people in the world, and the main source of income is basically "income after sleep". The biggest gap between them and ordinary people lies in: ordinary people want to increase their wage income through hard work; The rich are more concerned about how to improve their "after-sleep income" and reduce working hours.
In real life, ordinary wage earners who have no "after-sleep income" will stop earning once they stop working, because they only exchange time and labor for income. People who have a certain "after-sleep income" will have a stronger ability to resist risks in the face of unemployment.
How to get "after-sleep income"
The first channel, the most common and operational "after-sleep income" in life, is deposit and wealth management income. According to the risk from low to high, it can be divided into three categories: bank time deposits, investment in money funds and investment in stocks. As long as you have some spare money, you can rationally allocate funds in several investment varieties such as deposits, money funds and stocks according to your risk preference. If you want to get more savings and wealth management income, you need to accumulate more funds in the early stage. (Tips: Investment is risky, so be cautious when entering the market)
The second channel is property rental income. It is also very common in life, generally divided into residential rental, facade shop rental and office rental, and tenants pay rent to owners on a monthly, quarterly or annual basis. But to realize this kind of income, you should not only have the funds to buy real estate, but also carefully judge the time and place to buy real estate according to multiple factors such as urban population density and industrial layout.
The third channel, intellectual property income. In other words, it is to use your knowledge and professional skills to bring you continuous benefits. Traditional intellectual property interests mainly include writers writing books and scientists inventing new technologies. Income is obtained through royalties and patent licensing fees. Today, with the development of the Internet, many ordinary people can also get "after-tax income" through the Internet platform: for example, if you like to share interesting videos, you can get income from the platform after publishing videos from the media platform, and the income will increase with the increase of video playback; You have some work experience, and you are professional in your field. You can also earn income by providing experience help to others on the knowledge payment platform.
The fourth channel, equity investment income. This kind of investment is different from the financial management mentioned above. Obtaining this "after-sleep income" means investing in a company or a project, and earning income by holding original equity dividends. For example, if your friend wants to open a cake shop, he will make his own cakes and know how to manage the shop. He can afford the daily operation of the whole store, but there is a gap in the funds for opening the store. At this point, you are willing to invest a sum of money in the cake shop as the start-up capital, and the two sides have agreed on their respective shares, which is a kind of equity investment. As for you, you don't need to go to the store for help. As long as the cake shop makes money, it can pay dividends according to the proportion of equity. However, equity investment is risky, which requires a certain understanding of market conditions, and reliable partners are also the key.