Buy a house in Suqian, meet the bank mortgage conditions, and you can borrow money to buy a house.
Conditions to be prepared for handling bank mortgage:
1, with legal residence status; To apply for a policy-based personal housing loan, you should have a local permanent residence;
2. Have a stable occupation and income;
3, have the ability to repay the loan principal and interest on schedule;
4. There is an asset mortgage or pledge recognized by the loan bank, or (and) there is a guarantor who meets the prescribed conditions as its guarantee.
5, there is a contract or agreement to buy housing;
6. When applying for a loan, there is a deposit of not less than 30% of the funds required for the purchase of housing in the Construction Bank. If you apply for a policy-based personal housing loan, you shall deposit the housing provident fund in the Construction Bank according to regulations;
7. Other conditions stipulated by the lending bank.