U shield: It was the first customer certificate USBkey issued by ICBC in 2003, and obtained the national patent. It is an advanced security tool provided by banks for online banking. Shaped like a U disk, its safety performance is like a shield, which means "safety shield shaped like a U disk", hence the name "U shield".
Key: It can be understood as a password card given to you by the bank when handling online banking, or a randomly changing 6-digit password, which plays the role of a key. It is also the password you set when you use the online banking system to transfer money. Electronic bank password card is also a form of "key".
2. The payment limit is different.
The maximum single payment amount of electronic bank password card is 1000 yuan, and the maximum daily payment amount is 3,000 yuan; The minimum single payment amount of U shield is 6,543.8+0,000 yuan, and the daily cumulative minimum payment amount is 6,543.8+0,000 yuan. If there is a higher demand, you can apply to the bank again.
3. Different safety factors
As a key, the electronic bank password card has high security, but if the user scratches the plastic film at one time, there is a risk of being photographed and copied. For example, if the other party knows the user's online banking registration card number, login password and other information, it can steal the customer's money.
U shield has no risk in this respect, because as long as you apply for U shield, foreign transfer, remittance, payment and other operations must be inserted with U shield signature before you can trade.