Where can I apply for a start-up loan?
College students' entrepreneurship loan is a preferential measure provided by the state to college students. In order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. The fund demand for starting or re-starting issued by individuals who have certain production and business operation ability or have engaged in production and business operation activities is recognized by the bank as a special loan with effective guarantee. College students' entrepreneurial loans can be obtained through the following loan channels:
1. Apply for a loan directly from the bank;
2. Apply for loan discount for small and medium-sized science and technology enterprises;
3 the use of new technological achievements or intellectual property rights, patents for secured loans.
It is understood that college students must meet certain conditions when applying for business loans, generally: they must have a bachelor's degree or above; Unemployed for more than 6 months after graduation, and registered in the local labor and social security department; Must have a fixed residence or business premises; Business license and business license, stable income and debt service ability; The projects invested by entrepreneurs already have their own funds.
Eligible college students can apply for entrepreneurial loans, and the materials they need to provide mainly include: proof of marital status, personal or family income, property status and other proof of repayment ability; Agreements and contracts related to the purpose of the loan; Guarantee materials, involving the ownership certificate and list of collateral or pledge, and the appraisal report of collateral (pledge) issued by the appraisal department recognized by the bank.
In addition to written materials, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity, qualified guarantor guarantee, etc. The payment amount is determined according to the specific guarantee method.
First, the application conditions of venture loans
1. College students who graduated this year and those who graduated within two years;
2. College degree or above;
3. 18 years old or above
College students' entrepreneurship loan is a preferential measure provided by the state to college students. In order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. The fund demand for starting or re-starting issued by individuals who have certain production and business operation ability or have engaged in production and business operation activities is recognized by the bank as a special loan with effective guarantee. College students' entrepreneurial loans can be obtained through the following loan channels:
1. Apply for a loan directly from the bank;
2. Apply for loan discount for small and medium-sized science and technology enterprises;
3 the use of new technological achievements or intellectual property rights, patents for secured loans.
It is understood that college students must meet certain conditions when applying for business loans, generally: they must have a bachelor's degree or above; Unemployed for more than 6 months after graduation, and registered in the local labor and social security department; Must have a fixed residence or business premises; Business license and business license, stable income and debt service ability; The projects invested by entrepreneurs already have their own funds.
Eligible college students can apply for entrepreneurial loans, and the materials they need to provide mainly include: proof of marital status, personal or family income, property status and other proof of repayment ability; Agreements and contracts related to the purpose of the loan; Guarantee materials, involving the ownership certificate and list of collateral or pledge, and the appraisal report of collateral (pledge) issued by the appraisal department recognized by the bank.
In addition to written materials, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity, qualified guarantor guarantee, etc. The payment amount is determined according to the specific guarantee method.
Second, the application conditions of venture loans
1. College students who graduated this year and those who graduated within two years.
2. College degree or above.
3. 18 years old or older.