II. After receiving the applicant's loan application, the commercial bank shall go to the authorized institution to apply for evaluation and give the borrower a timely reply.
Three, commercial banks agree to lend money, the applicant shall apply to the local intellectual property office for pledge review, and submit relevant materials. The Municipal Intellectual Property Office will issue recommendations after preliminary examination.
Four. If the Intellectual Property Office passes the pledge application, the applicant shall submit relevant credit information to the commercial bank. If the uncommitted credit information does not meet the standard, the commercial bank will require the applicant to supplement the relevant information.
Verb (abbreviation of verb) Commercial banks conduct credit investigation and approval on applicants.
Six, after the approval of the commercial bank, the borrower shall go through the pledge registration formalities in China National Intellectual Property Administration within 20 working days from the date of signing the written loan contract. After the registration is completed, the applicant shall submit the pledge registration information and the opinions of the local intellectual property office to the commercial bank.
Seven, after the borrower and the commercial bank reached a preliminary loan intention, the borrower entrusted the patent assets evaluation agency to issue a patent assets evaluation report, and signed a loan contract and a patent pledge contract with the lending bank with the report and related materials, and implemented loan issuance and management.