The credit card is overdue and owes 50 thousand. Is it necessary to go to jail for being sued?

The credit card owes 50,000 yuan, and whether the person who is sued after the deadline will go to jail depends on the specific situation. If it's a civil lawsuit. The defendant only needs to bear the corresponding civil repayment responsibility. If it is a criminal lawsuit, the defendant needs to bear the corresponding criminal responsibility. According to the law, those who maliciously overdraw more than 10,000 yuan can file a case for prosecution, and banks can bring criminal proceedings to the court for criminal responsibility. If the debts can be paid off before the court decides, the criminal punishment will generally be mitigated or exempted.

legal ground

Article 54 of the Provisions on the Standards for Criminal Cases under the Jurisdiction of Public Security Organs [Credit Card Fraud (Article 196 of the Criminal Law)] If a person is suspected of credit card fraud, he shall file a case for prosecution under any of the following circumstances:

(1) Using forged credit cards, or using forged identity documents to defraud credit cards, or using invalid credit cards, or fraudulently using other people's credit cards to engage in fraudulent activities, with an amount of more than 5,000 yuan;

(2) Malicious overdraft, the amount of which is more than 1 10,000 yuan.

The term "malicious overdraft" as mentioned in this article refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and has not returned it for more than three months after being repeatedly urged by the issuing bank.

Malicious overdraft, the amount of which is more than 1 10,000 yuan but less than110,000 yuan, has been fully repaid before the public security organ files a case. If the circumstances are obviously minor, criminal responsibility may not be investigated according to law.