Deductible refers to deductible, usually refers to deductible insurance in vehicle insurance: it is an additional risk of commercial insurance (car damage insurance or three liability insurance). Its insurance liability usually refers to "after an accident, the insurance company is responsible for compensation for the deductible portion that should be borne by the insured according to the deductible rate stipulated in the corresponding main insurance clause". you have all the insurance. If you go to court, as long as the amount of compensation decided by the court is within the scope of your insurance compensation, you don't need to bear the liability for compensation.
But in different provinces of China, the court may decide that the losing party, that is, you should bear the legal fees of the case and the appraisal fees of the injured, such as Wuhan.
Siyang County Lawyer/Siyang