Fida had no public safety intervention after the deadline.
First, the CMA was overdue and the police failed to intervene.
When local public security organs handle cases, they must strictly implement the regulations on case jurisdiction of the Supreme People's Government, the Supreme People's Procuratorate, and the Ministry of Public Security. It is necessary to correctly distinguish and accurately define the boundaries between speculation, smuggling, etc. and economic contracts. Public security organs shall not interfere with any debt, contract, etc. economy.
Second, the public security does not care about the economy.
Abuse of asylum review methods is strictly prohibited. When handling cases, those who do not meet the acceptance conditions stipulated by the State Council and the Ministry of Public Security shall not use the acceptance methods. For foreigners who have committed crimes or are suspected of serious crimes in China, criminal compulsory measures shall be taken in accordance with the law, and detention and review shall not be used.
As for the problem of overdue credit cards, we all know the dangers, and our credit reports will also have serious problems.
1. Financial loan
Someone asked online that he got a financial loan, which is now three years overdue. But suddenly I received a text message from CMA CGM, stating my workplace and my name, and saying that they would come to ask for a loan. In fact, this phenomenon does exist, because many online lending platforms without national certification will behave like this. If the door-to-door begging fails, you will choose to cause trouble in the workplace or directly. However, online lending platforms without national certification are generally not allowed. Because once these loan platforms cause a big problem, their own companies will not be able to open their own companies, so they can only find this way to solve the problem.
2. Loans
But if the loan software is nationally certified, this method is generally not chosen to solve the problem. If you work for a state unit, an overdue loan will also bring a fatal blow to you, and you will probably lose your job, so I hope everyone can repay the loan on time. And I will fill in detailed personal information during the borrowing process, if it is not returned for a long time. Then these people will find the lender's family, relatives, friends, and workplace. If you don’t want people around you to know that you are a bad person, it is recommended that you repay your loan on time. In addition, although it is a legal society now, if you do not repay the money you owe, the other party can also report it to the borrower's workplace.
I received a text message from CMA CGM, saying that I was in arrears due to an overdue debt and that the case has been officially registered as a suspected financial loan. Is this true?
Not necessarily true. First you need to check whether you actually borrowed money from this institution. If you have, that's probably true. This is a reminder from the other party. Overdue online loans will also affect your credit report. I suggest you pay it back if you can. The credit report at the overdue online loan meeting will have a great impact on your future. If there is no loan, it must be fake and not real, so don’t worry.
1. CMA CGM Financial Holdings Co., Ltd. (hereinafter referred to as CMA CGM) is an Internet financial company headquartered in Qianhai, Shenzhen. It has the top domestic financial investment and Internet technology teams and uses financial big data analysis to create the safest and most convenient information platform for both borrowers and lenders. The core value of CMA CGM is "inclusive finance". Our goal is to put finance into the lives of every ordinary person through the Internet, so that everyone can get the respect and rights they deserve in the face of finance.
2. The target company of CMA CGM currently serves the general public and aims to provide a series of financial services such as payment, consumption, installment, small loans, and financial management for individuals or individual industrial and commercial households with financial needs. Serve. With inclusiveness as the goal, integrity as credit, the Internet as the path, and high technology as risk control, we are committed to creating a new inclusive financial ecosystem and challenging the unattainable traditional finance. CMA CGM is a financial services company with more than 10 years of experience. Adhering to the service concept of "integrity, safety, efficiency and pragmatism" and the service tenet of "customer first", CMA CGM pursues excellence and is determined to innovate. After 65,438,00 years of development, CMA CGM has 7,000 employees and has established more than 200 branches in 23 provinces, municipalities and autonomous regions. In December 2013, CMA CGM launched the “revolving cash loan” product.
Users can borrow and repay within the credit limit through the mobile app, which greatly meets the needs of target customers for consumption upgrades or small amounts. As of April 2015, more than 654.38 million users have chosen this service, and the total amount of loans realized by users through "cash revolving loans" exceeds 8 billion yuan. In order to ensure the safety of funds for platform investors, CMA CGM also took the lead in the industry to achieve the separation of payment and settlement through cooperation with third-party payment platforms. At the same time, CMA CGM has invested a lot of money in the research and development of security technology, developed unique risk control management technology, and combined the comprehensive protection forms of third-party fund supervision, insurance company credit insurance, and third-party guaranteed compensation to fully protect investors. financial security.
3. CMA CGM has always abided by industry conventions and always put the interests of customers first while complying with relevant financial laws and regulations. The company has successively become a member of China Microfinance Association, China Joint Conference of Microfinance Service Intermediaries, Microfinance Industry Credit Information Sharing Service Platform, NFCS Network Financial Credit System, and China Joint Conference of Microfinance Institutions, and has won many industry awards. Awards - "China's Best Microfinance Service Platform", "China Brand Win - China's Most Competitive Brand Enterprise", "China's Top Ten Financial Services Institutions", "China's Most Influential Value Brand in Third-Party Wealth Management" ".
Will the CMA be overdue for 3 years?
CMAs that are overdue for three years may be punished. If the borrower fails to repay the debt overdue, he will need to pay a certain amount of overdue interest in accordance with the agreement or relevant national regulations, bear corresponding liability for breach of contract, and may also face lawsuits filed by creditors. Overdue repayments require prompt repayment of arrears.
1. If it is not overdue within the grace period, or if there is no grace period, overdue interest and late payment fees will be calculated directly;
2. The late payment fee is 5% of the arrears, and the interest is based on the daily interest rate of 10,000 Calculated as five-fifths;
3. Call the credit card center or bank to explain the situation;
4. If you are overdue once, repay it immediately within a short period of time and it will not have any impact on your credit record. .
Legal Basis Article 676 of the Civil Code If the borrower fails to repay the loan within the agreed time limit, he shall pay overdue interest in accordance with the agreement or relevant national regulations.
Article 678: The borrower may apply to the lender for an extension before the repayment period expires. If the lender agrees, it can be extended.
Article 667 A loan contract is a contract in which the borrower borrows money from the lender and repays the loan and pays interest when due.
Which bank does Duffy Credit Card belong to?
Currently, various state-owned banks, joint-stock commercial banks, and both national and regional banks are actively encouraging consumers to apply for credit cards. They are also trying to improve their service efficiency as much as possible to better serve consumers. Of course, since each bank has different standards, consumers may find it difficult to apply for credit cards from some banks. Generally speaking, China Construction Bank, Agricultural Bank of China, Bank of China, and Industrial and Commercial Bank of China have higher conditions for applying for credit cards and smaller credit lines. Generally speaking, joint-stock commercial banks are more efficient than state-controlled banks, and regional banks are more efficient than national banks. For example, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, and China Guangfa Bank have higher card application efficiency and higher credit limit approval. In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank think that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards, and the higher the credit card limit will be. Therefore, the editor here gives you a few tips so that you can apply for a credit card as soon as possible: 1. No matter which bank you apply to, the more detailed your personal information, the better. Especially materials that prove the status of your property. 2. You can apply for a credit card online, thus saving time waiting in the business office. 3. If you want to apply for a credit card with a larger limit, it is more troublesome to apply at the four major state-owned banks. You can consider other banks.
Will there be trouble if Fida’s loan is overdue?
Fida loans will not be pulled into a black account and taken away by the bank.
If it is overdue, it will have an impact on your credit report depending on the length of time.
If the loan is seriously overdue (more than 90 days), the credit report will be black.
You cannot apply for any loan business before the overdue payment is made. Secondly, additional expenses such as liquidated damages and overdue interest will be incurred. It is nothing new that the final interest will be greater than the principal after long-term overdue payment. Please be cautious.
What will happen if you don’t borrow money?
1. If the lending institution or bank fails to fulfill the judgment within the performance period after winning the lawsuit, it will apply for compulsory execution.
2. When accepting compulsory execution, the property, vehicles, securities, deposits, etc. in the name of the lender will be inquired according to law.
3. If the lender has no enforceable property, refuses to fulfill the effective judgment, overdue repayment and other negative information will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be subject to judicial Detention and other penalties.
4. Anyone who refuses to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.
“What are the consequences of the loan?
1. If the lending institution or bank fails to fulfill the judgment within the performance period after winning the lawsuit, it will apply for enforcement.
2 .When accepting compulsory execution, we will inquire about the property, vehicles, securities, deposits, etc. in the name of the lender in accordance with the law.
3. If the lender has no property to enforce and refuses to fulfill the effective judgment, the loan will be overdue. Negative information such as this will be recorded in the personal credit report, and high consumption and entry and exit may be restricted, and may even be punished by judicial detention.
4. Those who refuse to execute judgments or rulings are suspected of refusing to execute. Judgment and conviction.
Secondly, if a banking institution owes a bank loan, it will take a series of measures, as follows:
1. The bank will call the borrower to collect the debt. /p>
2. If the borrower still fails to repay the debt after being called, there will be a certain amount of penalty interest, and it will also leave a bad credit record for itself.
3. If the borrower still fails to repay the debt, he will be charged a certain amount of penalty interest. For repayment, the bank will send relevant staff to collect the loan in person.
4. If the borrower still does not repay the loan, the bank will take legal measures to protect the bank's own rights and interests. will be auctioned, and the proceeds from the auction will be used to repay the loan.
Third, overdue loans
According to the relevant provisions of the "Contract Law", the borrower failed to meet the deadline agreed in the loan contract. Repaying the loan within the deadline is a breach of contract and the party shall bear liability for breach of contract. The ways to bear liability for breach of contract include the return of the loan principal, the payment of interest during the loan period as stipulated in the contract, and the payment of interest on the overdue portion of the loan as stipulated in the contract. Generally, disputes will not arise because the parties have clearly agreed on the repayment of the loan principal and payment of interest within the loan period; as for the interest on overdue loans, there is a great dispute between the parties, and the judge shall apply the following rules when hearing such cases The standards are not uniform, which affects the authority of the law. Lawyers believe that it is necessary to integrate this issue so that everyone can have a unified understanding.
The funds invested by banks in such loans may be recovered in the future. It may not be recovered. The possibility of suffering losses is high. Commercial banks usually charge penalty interest on such loans. Overdue loans are problematic assets of the bank. Commercial banks must maintain high capital reserves, and the reserve ratio is generally 50. . "
This ends the introduction of Fida Credit Card and Dada Credit Card. Did you find the information you needed?