In daily life and work, people are very concerned about the conditions of Chengdu provident fund loan. Many people may only know something about them, but they may not know what they are. Next, Bian Xiao will bring you answers about the loan conditions of Chengdu Provident Fund, hoping to help you. I. Conditions for provident fund loans Applicants must meet the following conditions at the same time: 1, employees with permanent residence in cities and towns or valid proof of residence; 2. At the time of application, the housing provident fund has been normally deposited in the provident fund center for more than 6 consecutive months, and the provident fund has not been withdrawn to pay the down payment for the purchased house, and there is no balance of provident fund loans; 3. There is a contract or agreement for the purchase of housing, and the down payment amount is not less than the proportion of the value of the purchased housing; 4. Have a relatively stable professional and economic income, have the corresponding loan repayment ability, and have good personal credit; 5. Take the assets recognized by the provident fund center as collateral or pledge, or take a unit with sufficient compensatory capacity as guarantor; 6, other conditions stipulated by the provident fund center. Second, the provident fund loan process First-hand housing loan process: the borrower submits personal application materials to the entrusted bank window in the loan service hall-the entrusted bank accepts the review-the guarantee company handles the guarantee procedures and issues a guarantee letter of commitment-the borrower signs a loan contract at the bank with the guarantee letter of commitment-the borrower handles the entrusted notarization procedures. Second-hand housing loan process: the buyer and the seller submit application materials to the entrusted bank window in the loan service hall-entrust the bank to accept, conduct preliminary examination-evaluate the company's inspection and issue an evaluation report-entrust the bank to review-central approval-the borrower signs a loan contract at the bank-the buyer and the seller go through the formalities of property right transfer-and the borrower receives new property rights. The above content is Bian Xiao's detailed introduction to the conditions of Chengdu provident fund loan according to the current relevant national laws and regulations. If you have any questions about the above contents, please consult relevant websites or departments! If you have any other questions, please feel free to consult online. There are professional lawyers at your service.