Can affordable housing be transferred to business in advance, and can children inherit it?

The latest procedures for transferring affordable housing to commercial housing are as follows:

1. First of all, your affordable housing must pay off the mortgage. That is to say, if you bought the house with a loan at that time, you will go to the bank to repay the next installment in advance.

Make sure that your house is five years ago. According to the deed tax invoice, affordable housing with less than five years cannot be converted into commercial housing.

3. Be sure to transfer to the next account, provided that it is in a non-personal name (the same account is not allowed to transfer), that is, it cannot be given to married lovers, children, etc. If you have a single account, you can give it to your parents, or your father-in-law, mother-in-law, or relatives.

4. A comprehensive land price must be paid, which is called land transfer fee in some areas and is 10% of the contract price. Take Tiantongyuan in Changping as an example, the lowest signing price is 3650 per square meter, and Chaoyang is 5400. This teaches you how to calculate. For example, in Tiantongyuan area, 90 square meters of affordable housing was transferred to an enterprise, and the price of the signed transaction contract was: 90x3650x10% = 32,850 yuan.

5. In addition to the comprehensive land price, there are deed tax, business tax and personal income tax. Affordable housing is generally below 90 square meters, belonging to small-area housing, so there is only one deed tax, which is 1% of the contract price. Some affordable houses in Tiantongyuan exceed 90 square meters.

Source Qinhuangdao lawyer web page link

6. With all the above, you can start preparing for the transaction. Sign the transaction contract first, and then do the online signing.

7. Bring the ID cards of both parties. If it is a foreign hukou, you need to bring a temporary residence permit; And the real estate license, the copy of the real estate license, the original copies of the ID cards of both parties, the original copy of the purchase invoice (referring to the invoice of the first transaction of 2600), 4 copies of the transaction contract (downloadable), and UnionPay card 1 piece.