First, the concept of provident fund extraction:
It means that the depositor goes to the relevant department to handle the withdrawal procedures of the provident fund according to the requirements of the withdrawal of the provident fund, and transfers part or all of the amount in the provident fund account to the personal bank account.
Second, the extraction method:
1, contract extraction:
Agreed withdrawal of provident fund means that employees and their spouses apply for withdrawal of provident fund for reasons such as purchase, construction, renovation, overhaul of owner-occupied housing and repayment of principal and interest of housing loans. The provident fund management center will transfer the extracted provident fund to the employee's own provident fund joint card savings account on time according to the agreed time when applying.
2. Partial extraction:
Partial withdrawal of provident fund means that the depositor of provident fund applies for partial withdrawal of provident fund according to the requirements of partial withdrawal of provident fund. The maximum withdrawal amount is the total account amount minus 10 yuan.
3. Withdrawal of account cancellation:
Provident fund withdrawal is similar to bank account withdrawal. When handling account withdrawal, you only need to fill in the account withdrawal application form according to the requirements of fund withdrawal account, and go to the management department to handle fund withdrawal.
Three. Extraction conditions: employees may apply for extraction of housing provident fund in any of the following circumstances;
(a) the purchase of owner-occupied housing, provide the purchase contract, agreement or other proof.
(two) the purchase of owner-occupied housing, provide the approval documents or other documents of the competent department of construction and land administration.
(three) renovation, overhaul occupied housing, provide the approval documents of the planning administrative department or other documents.
(4) certificates of retirement and resignation.
(five) completely lose the ability to work and terminate the labor relationship with the unit, provide proof of complete loss of labor ability and proof of termination of labor relationship.
(six) after the termination of the labor relationship with the unit, if it has not been re-employed for five years, it shall provide proof of unemployment.
(seven) to settle abroad, provide exit certificates.
(eight) if the account moves out of the administrative region of this province, it shall provide proof of migration.
(nine) to repay the principal and interest of the house purchase loan and provide the house purchase loan contract.
(ten) to pay the rent, provide proof of wage income and housing lease contract.
(eleven) migrant workers and units to terminate the labor relationship, provide proof of household registration and proof of termination of labor relations.
(twelve) other circumstances stipulated by the housing provident fund management center.
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