The father owed a huge credit card debt, but the son received a letter from the bank?

According to the provisions of Article 41 of China's Marriage Law, at the time of divorce, the debts originally incurred by the husband and wife living together shall be paid jointly. * * * If the same property is not paid off, or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment. Article 19 stipulates that the property acquired by husband and wife during the marriage relationship belongs to each other, and if the third party knows the agreement, it will be paid off with the property owned by husband and wife. Article 24 stipulates that if a creditor claims rights for debts incurred by one of the spouses in his own name during the marriage relationship, it shall be regarded as debts of the spouses. However, unless one of the spouses can prove that the creditor and the debtor clearly agreed to be personal debts, or can prove that it belongs to the circumstances stipulated in the third paragraph of Article 19 of the Marriage Law. According to the above legal provisions, 1. In principle, the debts owed during the existence of husband-wife relationship belong to the same debt of husband and wife. 2. Both husband and wife cooperate to repay the loan. 3, unless the creditor and the debtor clearly agreed for personal debt. Or the husband and wife agreed that the property acquired during the existence of the marriage relationship should be owned by each other, and the debt owed by one of the husband and wife to the outside world, if a third person knows the agreement, should be paid off with the property owned by the husband and wife. 4. It is not appropriate to send a lawyer's letter to your school; It won't affect your study, but economically, you may be a little tighter than in the past. Risk warning: Credit card overdraft needs to be repaid in time, otherwise it may constitute credit card fraud. The above suggestions are for your reference.