1. Applicant: the participating patients themselves or their spouses, parents or children. If the patient can't apply in person and has no spouse, parents or children, his brother or sister will apply on his behalf; If there are no brothers or sisters, the person in charge of the villagers' committee shall apply on their behalf. Where an application is filed by an agent, a copy of the agent's ID card and proof of the relationship with the participating patients shall be submitted.
Two. Accepting institution: designated medical institutions below the county level (including the county level, the same below).
3. Application results: if the identity documents of the participating patients applying for reimbursement are true and the submitted materials are complete, they will be accepted on the spot; If there is any doubt about the identification materials of the participating patients, the cooperative medical management institution shall verify their identity; If the submitted materials are not uniform, all the materials that need to be supplemented shall be informed in writing at one time.
First, the concept of medical insurance
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. Medical insurance shall be paid by employers and individuals, and a medical insurance fund shall be established. After the insured person has medical expenses, the medical insurance institution will give him economic compensation, so that the patient can get necessary material help from the society and reduce the burden of medical expenses.
Second, the role of insurance.
1. is conducive to improving labor productivity and promoting production development.
Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor.
2. Adjust income differences and reflect social equity.
Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.
3. An important guarantee for maintaining social stability.
Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.
4. An important means to promote social civilization and progress.
The social system of medical insurance and social mutual assistance reflects the new social relationship of "one party in trouble and all parties support" by sharing the risk of disease costs among the insured, which is conducive to promoting social civilization and progress.
5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.