Shenyang is the largest city in Northeast China, with good economic development and good loan business. Shenyang is also a highly topical word. Loans are most afraid of being cheated. Today, I counted four regular Shenyang companies for consumers who need loans, so that everyone can avoid being cheated.
Shenyang juyuan investment management co., ltd
Shenyang Juyuan is a large local financial management institution in Shenyang, providing personal credit, corporate credit and bank real estate mortgage loans. And work closely with local banks to serve the people of Shenyang.
Shenyang tiexi rongcheng technology co., ltd.
Shenyang Rongcheng is one of the top 20 enterprises in Liaoning Province, and has also been rated as an A-level enterprise by the Financial Work Office of Liaoning Provincial People's Government. It is a relatively large formal company in Shenyang, but it only provides mortgage services.
Shenyang shengheng investment management co., ltd
Shenyang Shengheng Investment Management Co., Ltd. is a professional financial investment management institution approved by the State Administration for Industry and Commerce. It is a loan brokerage company designated by the bank. At the same time, it has established long-term and stable cooperative partnership with many domestic banks, guarantee companies, trust and investment companies and financial institutions, and is also a relatively reliable formal company in Shenyang.
The above are four regular companies in Shenyang, once again reminding everyone that the financial industry is developing rapidly and the companies in the market are mixed. Please go to a regular loan company to properly protect your property and rights.
What are the application conditions for Shenyang credit loan?
Shenyang is the capital of Liaoning Province, and its consumption level has been high in the three northeastern provinces. Many consumers will choose credit loans when they can't open them. Credit loans are very popular with consumers because they do not need to provide guarantees. Let's look at the conditions for applying for a credit loan in Shenyang.
The basic requirements of Shenyang credit loan application conditions
Not only in Shenyang, the basic application conditions for credit loans are the same, and they all have the following requirements:
1. China citizens who have a fixed residence in China and a fixed residence in local towns and have full capacity for civil conduct;
2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;
3. Abide by laws and regulations, and have no illegal acts and bad credit records.
Other requirements for Shenyang credit loan application conditions
Other products have different requirements. The requirements of banks will be stricter, and the requirements of other loan companies will follow the products. For example, ICBC's personal credit loan requires ICBC to obtain a personal credit rating above A level and open a personal settlement account in ICBC. The elite model of pleasant loan needs to provide the specified salary amount, and the provident fund model needs to pay the provident fund continuously for more than half a year. In addition, some people also have requirements on the place of residence, and many Shenyang credit loan application conditions require applicants to provide proof of permanent residence in Shenyang.
To sum up, Shenyang's credit loan application conditions are basically not much different from other cities.
Who are the individuals in Shenyang?
Compared with tens of millions of large loans, what we need most in our daily life is that some users in Shenyang don't know what they have in Shenyang to answer this question.
Shenyang Huitong co., ltd
Established in 2009, Shenyang Huitong is a company approved by the Financial Office of Liaoning Provincial Government. As the president of the third board of directors of Liaoning Company Association, the company adheres to the purpose of solving the capital problem for Shenyang people and issues various loans to small and medium-sized enterprises, individual industrial and commercial households and individuals.
Shenyang shengheng investment management co., ltd
Shenyang Shengheng Investment Management Co., Ltd. is a professional financial investment management institution approved by the State Administration for Industry and Commerce and a loan brokerage company designated by the bank. At the same time, we have established long-term and stable cooperative partnerships with many domestic banks, guarantee companies, trust and investment companies and financial institutions. Who are the individuals in Shenyang? Shenyang Shengheng is a good place to go.
Shenyang hanhua technology co., ltd
Hanhua Finance served as the vice president of the third Council of Liaoning Company Association. The company provides guarantee, credit, leasing and other services, and provides credit mortgage loan services for individuals, small and micro enterprises and individual industrial and commercial households. At the same time, it has established friendly and cooperative relations with many financial institutions across the country, and is a trustworthy Shenyang loan company.
Shenyang tiexi rongcheng technology co., ltd.
Shenyang Rongcheng is one of the top 20 enterprises in Liaoning Province, and has also been rated as an A-level enterprise by the Financial Work Office of Liaoning Provincial People's Government. It is a relatively large formal company in Shenyang, but it only provides mortgage services. Who are the individuals in Shenyang? Shenyang Juyuan is a good choice.
The above is a personal Shenyang for everyone. I hope you know where to borrow money when you need a loan after reading it. Not only that, if you need a lot of money or a mortgage, you can go.
Look, there are nearly a hundred kinds of loan products, and there is always one that makes you satisfied.
Shenyang Housing Provident Fund 20 19 Personal Loan Policy and Loan Amount
The personal loan amount of the housing accumulation fund in Shenyang was 1, 046,5438+0 billion yuan, an actual increase of 2.4% over the previous year. The annual plan was 1.30.2%, and the personal loan amount reached a record high. This year, the amount of personal loans issued by the center ranks first among the 23 financial institutions in the city with loans for self-occupied ordinary housing consumption. 96.3% of the total personal loans of the city housing provident fund are used to support low-and middle-income families to buy ordinary self-occupied housing. The supply and demand of central funds were generally balanced and operated smoothly throughout the year. The overdue rate was controlled at 0.0002%, and the asset quality reached the best level in history.
According to the spirit of the 10th Plenary Session of the 12th Municipal Party Committee, in order to promote the stable and healthy development of the real estate market in Shenyang, and focus on ensuring the capital needs of low-and middle-income families to purchase small and medium-sized ordinary self-occupied houses, we hereby put forward the following opinions on the housing provident fund personal loan policy:
1. Continue to implement the personal loan policy that employees can apply for housing provident fund after they have continuously paid housing provident fund for six months.
2. Fully implement the provident fund loan policies determined by the state, provinces and cities, and reasonably determine the loan amount. The maximum loan amount for unilateral deposit of housing provident fund is 350,000 yuan, the maximum loan amount for husband and wife to deposit housing provident fund is 550,000 yuan (family as a unit), and the maximum loan amount for three parties to deposit housing provident fund is 600,000 yuan.
3. For eligible employees, extend the loan period, and adjust the loan age limit from "45 years old for men and 45 years old for women who have continuously paid provident fund for more than 3 years (including 3 years) and applied for provident fund loans for the first time" to "45 years old for men and 40 years old for women who have continuously paid provident fund for more than 3 years (including 3 years) and applied for provident fund for the first time".
4 workers apply for housing provident fund loans, the implementation of family housing declaration system, loan workers to declare the number of housing units.
5. Housing provident fund loans are for paid employees who purchase the first set of self-occupied housing or the second set of improved ordinary self-occupied housing. For families who own 1 apartment and have settled the corresponding housing loans, in order to improve their living conditions, they will apply for loans to buy ordinary commercial housing again and implement the first home loan policy.
6. If the construction area of an ordinary self-occupied apartment is less than 90 square meters (inclusive) for the first time, the down payment ratio of the loan shall be at least 20%, and if it is higher than 90 square meters (inclusive), the down payment ratio of the loan shall be not less than 30%; Families that use housing provident fund loans for three times or more will not be accepted in principle.
7. Relax the real estate access conditions for development enterprises. For qualified and reputable development enterprises, under the condition that the "five certificates" are complete, let go of the restriction that personal loans of housing provident fund may not be issued without capping the real estate.
8. Further increase the publicity of housing provident fund loan policy in different places, and provide housing provident fund loan support for employees in the province to buy houses in Shenyang. According to the relevant spirit of the Ministry of Housing and Urban-Rural Development and the Provincial Department of Housing and Urban-Rural Development, combined with the central fund situation, we will actively promote the housing loan business for employees from other provinces who have paid the employee housing provident fund in Shenyang.
9. Actively seek ways to reduce the repayment pressure for employees who purchase houses. In view of the loan mode of combining provident fund loans with commercial loans, the center will coordinate the entrusted banks to give preferential interest rates to employees who purchase the first set of small and medium-sized ordinary self-occupied houses.
10. The implementation time of the policy is 10/day to February 3 1 day 1 day.