1, requirements of real estate mortgage loan for real estate:
Housing property rights should be clear, meet the trading conditions, and can be mortgaged in the real estate market;
Age of the house (40 years from the date of completion of the house;
If the mortgaged house is not included in the local urban reconstruction plan, the management department shall issue the real estate license and land certificate.
2 Chongqing real estate mortgage loan requirements for borrowers:
Able to provide banking and other requirements.
There are not too many requirements for data and methods-
Please know! I hope this information is useful to you!
2. What are the unsecured and unsecured formal loan companies in Chongqing and what procedures are needed? ...
Unsecured and unsecured microfinance. Information required for personal credit investigation: ID card, household registration book, credit investigation report, bank account, marriage certificate, work certificate and residence certificate! Lending for two or three days, urging for one and a half days,
3. What does the Happy Monthly Welfare of Chongqing Bank mean?
Happiness loan refers to a personal loan in RMB that applies for a loan in the name of a natural person, provides a mortgage guarantee that meets the requirements of Chongqing Bank, and uses the obtained loan for consumption. At the same time, Chongqing Bank promised to lend money to eligible borrowers within a limited time.
According to the staff of Chongqing Bank, "Happiness Loan" has four leading advantages:
The first is "three-day loan plus overtime". In order to break the current situation of "complicated procedures and slow lending" of bank loans, "Happiness Loan" products promise customers "three days of lending and overtime payment", that is, from the date when customers submit complete credit information, Chongqing Bank promises that customers who meet the credit conditions will complete the loan issuance within three working days; Within the scope of the quota commitment, if the loan is extended for more than one working day, the customer will be paid according to 200 yuan/working day.
The second is "zero cost, no additional". "Happiness Loan" products are free of mortgage registration fee, guarantee service fee and real estate appraisal fee, and promise not to increase the extra capital cost of customers and provide customers with the best and purest loan service.
The third is "long-term flexible repayment method". "Happiness Loan" can be loaned for up to 65,438+00 years, and the repayment method is flexible. Customers can also choose to repay on a monthly or quarterly basis, so as to ease the repayment pressure of customers and improve the utilization rate of their loan funds.
Fourth, "there are many discounts, and the monthly interest rate is as low as 5%." From now until June 30th, Chongqing Bank "Happiness Loan" will offer multiple interest rate concessions with a minimum monthly interest rate of 5%.
4. What loan companies are there in Chongqing? Is it reliable?
Hello, I suggest you know that Xiaoman has money to spend. After all, it is convenient and easy to borrow money on Xiaoman platform. Du Xiaoman's credit service products have money to spend, providing users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman APP (click on the official measurement). The daily interest rate of money consumption loans is as low as 0.02%, and the annualized interest rate is as low as 7.2%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman APP- Youhuahua Loan page shall prevail. I hope this answer is helpful to you.