1. Determine the bank where the account is opened: different banks have different charging mechanisms for enterprise accounts, so users need to choose according to their own conditions.
2. Prepare relevant materials: provide the copy and original of the valid ID card of the person in charge, the original and copy of the business license, the seal and other materials.
3. Submit for review: Bring relevant materials to the bank to collect the account opening application and seal card, and submit them to the bank for review.
4. Waiting for approval: The approval time for applying for an enterprise account is generally about two weeks.
5. Collection of accounts: After the approval of the bank notice, the person in charge needs to prepare the original ID card and other materials to collect accounts at the bank.
Prepare relevant materials:
1. Personal identification: including original and photocopy of ID card, original and photocopy of household registration book, etc.
2. Company name and address information: provide the company's full name, legal representative's name, registered address and other relevant information. This information can be found in the local industrial and commercial bureau.
3. Enterprise legal person code certificate: If the company has already obtained the enterprise legal person code certificate, this step can be omitted.
4. Bank basic deposit account Account Opening License (photocopy): This is one of the license documents issued by the bank to enterprises to open basic deposit account, which is usually provided directly by the bank to enterprises. If it is not issued, you need to consult the customer service department of the bank.
5. Other necessary materials: According to the requirements of different banks, it may be necessary to submit other relevant materials, such as articles of association, capital verification report, financial statements, etc. For specific requirements, please refer to the official website of each bank or contact the customer service of the bank.
To sum up, the company account, also known as the enterprise bank settlement account, is an account for settlement business for enterprise legal persons, non-enterprise legal persons and individual industrial and commercial households, which can effectively guarantee the safety of funds. Enterprise accounts are generally used for salary payment, special management for special funds, daily transfer settlement and cash receipt and payment.
Legal basis:
Regulations on individual industrial and commercial households
second
Citizens with operational ability refer to individual industrial and commercial households registered by the administrative department for industry and commerce in accordance with the provisions of these regulations. Individual industrial and commercial households can operate independently or at home.
The legitimate rights and interests of individual industrial and commercial households are protected by law, and no unit or individual may infringe upon them.
Article 20
Individual industrial and commercial households may, with their business licenses and tax registration certificates, open accounts in banks or other financial institutions according to law and apply for loans. Financial institutions should improve and perfect financial services to facilitate individual industrial and commercial households to apply for loans.
Article 21
Individual industrial and commercial households can recruit employees according to business needs.
Individual industrial and commercial households shall conclude labor contracts with employed employees in accordance with the law, perform the obligations stipulated in laws, administrative regulations and contracts, and shall not infringe upon the legitimate rights and interests of employees.
Article 22
Individual industrial and commercial households submit false materials to defraud registration, or forge, alter, lease, lend or transfer their business licenses, and the registration authority shall order them to make corrections and impose a fine of less than 4,000 yuan; If the circumstances are serious, the registration or business license shall be revoked.