What is the interest rate of Taikang universal insurance?
Consultation content: I want to buy an investment insurance that can withdraw money after paying 10 years, and then the interest rate is higher than the bank interest. I don't know how to buy Taikang My friend said that this insurance pays 5000 yuan a year, and you can withdraw money halfway after ten years. I can get a minimum of 57 thousand in ten years. Before I turn 60, I will pay 50,000 yuan for my serious illness and 654.38+10,000 yuan for my death. Is the lowest interest rate 2.5% or compound interest? Is it suitable for me to buy Consulting user: Health (Chongqing) expert replied: Chongqing China Life Insurance Huang Jie In view of your situation, I personally suggest you look at what is written in the contract! If the universal contract has what your friend said, I suggest you apply for universal! If what he said is true, you can totally handle it. Take a good look at the contract and see if it is only written in 10 year. This is the first time that your friend is not sincere to you and tells you that it is not 10 years at all. Universal is a product with lifelong payment right! Second, after 10 years, the money will be withdrawn, and I estimate that the principal may not come back! Therefore, insurance is not necessarily the most authentic and reliable among friends. You don't complain about him if he serves you badly! Find someone you trust to design the right product for you! Hello, Yang Rong, China Ping An Life Insurance Company of China Insurance Company, Chongqing, Health! Universal insurance is a product with flexible payment, stable income and comprehensive protection, which is deeply loved by most customers. No matter whether you have friends who do insurance or not, you are worth knowing. Taikang is also a good insurance company. It is also good to be able to protect yourself while supporting your friends. I just agree with Sister Zhu's suggestion. You must communicate effectively with your friend and express your thoughts, so that she can design the most suitable scheme with you. At the same time, it is your friend's responsibility to explain the insurance clauses to you clearly. There is no difference between good and bad insurance products of Chongqing China Life Insurance Company, only suitability is the most important. Buying insurance is different from other commodities. If you want to buy a protection plan that suits you, you need to communicate again. Hello, Chen Jianping, China Ping An Life Insurance Company of China Insurance Company. Whether an insurance product is good or not depends on whether it suits you. Universal insurance is a good new life insurance product, which has both security and financial management functions. When choosing this kind of life insurance products, we should consider whether to protect ourselves or bring benefits. Caution. Hello, Chongqing Xinhua Life Insurance Liu Hengrong. Universal insurance is a flexible insurance. In order to meet your needs, you should carefully understand and see the insurance liability before making a decision.