Ruifu automobile finance blacklist

Credit information of Ford auto finance. Ruifu Auto Finance has been fully connected to the credit information system of the People's Bank of China, and the loan and repayment of users will be truthfully recorded in the personal credit information report. Official website of Ruifu Auto Finance Co., Ltd. shows that Ruifu Auto Finance Co., Ltd. is a professional auto finance company jointly funded by Spanish Santander Consumer Finance Co., Ltd. and Anhui Jianghuai Automobile Group Co., Ltd., which was formally established in June of 20 13 with a registered capital of 10 billion yuan. The nature of the company is a formal financial institution supervised by the China Banking Regulatory Commission, covering a series of auto finance-related businesses such as car purchase loans from end customers, car dealers and operating equipment loans.

The company's main business includes providing competitive car loans to dealers and providing retail car consumption credit to customers. In addition, the joint venture company will provide commercial equipment loans in the future, mainly including loans for building automobile exhibition halls and loans for purchasing spare parts and maintenance equipment; Providing auto financing and leasing business; Provide car purchase and financing consulting and agency services for customers.

The following are some questions about Ruifu auto financing loan:

1. The monthly repayment date is the same as the monthly loan release date. If the loan is issued on June 65438+1 October 1, the first repayment date is February 1, and the subsequent monthly repayment date is June1. If the month is different from the loan issuance date, the repayment date is the last day of the month.

2. The repayment date cannot be postponed. If the repayment is not made on time, there will be overdue records and penalty interest. Please deposit the full amount into the repayment account before the repayment date. If the repayment date is a non-working day, the deduction will be automatically postponed to the next working day. Please ensure that the account balance is always sufficient.

3. Users can repay the loan in advance. According to the provisions of the automobile loan mortgage contract, the liquidated damages payable for early repayment shall be 5% of the unexpired principal at the time of termination of the contract.