Shenyang's purchase restriction rules were put forward on the basis of "National Eight Articles". In essence, the purchase restriction order is a temporary policy. The healthy and stable development of the real estate market is mainly achieved by regulating the market, improving supply and demand, and strengthening the construction of affordable housing, and the purchase restriction order can make up for the shortage of affordable housing construction in Shenyang to some extent.
The introduction of the purchase restriction order is still an effective means to control Shenyang's housing prices. Shenyang's real estate market has been relatively healthy for a long time, and the housing price is affordable in sub-provincial cities, and it is not at the top of the national sub-provincial cities' housing price rankings. In such a relatively stable and healthy market, it is more appropriate to issue such a purchase restriction order, which is in line with the development direction of Shenyang real estate market.
The introduction of the Shenyang purchase restriction order is definitely beneficial to the Shenyang real estate market. Generally speaking, it is in line with the development of Shenyang property market and belongs to a relatively moderate policy. Although the introduction of the policy will make the real estate market inside and outside Shenyang Second Ring Road become a world of ice and fire, such a policy is understandable for projects within the Second Ring Road.
Shenyang's purchase restriction is mainly aimed at the real estate in the second ring road, which has a certain impact on the real estate in the central area of the first ring road. After the purchase restriction, developers should conduct market research on the purchase restriction, rationally analyze the demand in Shenyang market, and better cope with the impact of the purchase restriction in Shenyang. Compared with Beijing, Shenyang's purchase restriction is a "moderate version", and the location restriction of the Second Ring Road makes the effect of purchase restriction limited. At present, Shenyang is vigorously developing Great Hunnan, which is located outside the Second Ring Road and has little impact.
The Shenyang version of the "purchase restriction order" will affect the transaction volume of the real estate market to a certain extent. Restricting the purchase of houses in the Second Ring Road is the direction of the government. In recent years, big brand developers frequently take land in the suburbs, the sales volume outside the Second Ring Road keeps rising, and house prices reach a new climax. At present, the house price outside the second ring road has exceeded 5000.
Both buyers and developers should seize the opportunity of Shenyang purchase restriction. First of all, after careful study, the government issued the Shenyang purchase restriction order, which greatly solved the people's livelihood problems. The government has given buyers a determination and gesture on the issue of housing prices. Secondly, Shenyang property buyers should seize the opportunity of purchase restriction, which is mainly aimed at the second ring road, and the developers in the second ring road will come up with some measures to promote or reduce prices.
Attachment: Full text of Shenyang purchase restriction order
Notice of the General Office of Shenyang Municipal People's Government on Further Improving the Regulation of the Real Estate Market
District, county (city) people's governments, municipal government departments and directly affiliated units: In order to promote the stable and healthy development of the real estate market in our city, according to the Notice of the State Council on Resolutely Curbing the Excessive Rise of Housing Prices in Some Cities (Guo Fa [20 10] 10) and the Notice of the General Office of the State Council on Further Improving the Regulation of the Real Estate Market (Guo Ban Fa [2066]
First, all regions and relevant departments should earnestly assume the responsibility of promoting the stable and healthy development of the real estate market, resolutely implement the relevant policies of the State Council and relevant departments to strengthen macro-control of the real estate market, and effectively control the housing prices at a reasonable level. We should continue to increase the effective supply of land and further increase the construction of ordinary housing; Strictly implement differentiated housing credit and tax policies to effectively curb speculative investment in housing; Accelerate the construction of personal housing information system and gradually improve the basic data of real estate statistics; Continue to do a good job in housing security and fully complete the task of building affordable housing. The Municipal Real Estate Bureau, jointly with the relevant departments, reasonably determines the annual price control target of new housing in this city according to the economic development target of our city, the growth rate of per capita disposable income and the residents' housing payment ability, and announced it to the public in March with the consent of the municipal government.
Two, all regions and relevant departments should further improve the construction of housing security system, through new construction, renovation, purchase, long-term lease and other ways to raise affordable housing, and gradually expand the coverage of housing security. It is necessary to solve the housing problem of low-income families with housing difficulties through the protection of low-rent housing and affordable housing. Vigorously develop public rental housing, reasonably determine the rent level, and gradually solve the housing problem of families with housing difficulties with lower-middle income.
Three, strictly implement the personal transfer of real estate income tax collection policy. If an individual purchases a house for less than 5 years, the business tax shall be levied in full according to his sales income. The Municipal Local Taxation Bureau should focus on real estate development projects whose pricing obviously exceeds the surrounding housing prices, and carry out land value-added tax liquidation inspection. Actively promote the application of real estate price evaluation technology to strengthen the tax collection and management of stock housing transactions, and resolutely plug tax loopholes.
4. For families who borrow money to buy a second house, the down payment ratio shall not be less than 60%, and the loan interest rate shall not be less than 1. 1 times of the benchmark interest rate. The Municipal Finance Office and the business management department of Shenyang Branch of the People's Bank of China should strengthen the supervision and inspection of commercial banks' implementation of differentiated housing credit policies, and severely deal with violations.
Five, the city planning and Land Bureau to increase the effective supply of ordinary housing land. The total planned supply of commercial housing land in our city in 20 1 1 year is not less than the actual average supply in the previous two years, and the land for affordable housing, shantytown renovation and small and medium-sized ordinary commercial housing is not less than 70% of the total supply of housing construction land. Affordable housing land shall not engage in commercial real estate development. If it needs to be changed due to the adjustment of urban planning, it will be recovered by the government and provided with land.
Six, the Municipal Planning and Land Resources Bureau should strengthen the supervision of the land that has provided real estate. For the land that has been idle 1 year due to enterprise reasons, it is necessary to collect idle fees according to law and order it to start construction within a time limit; Idle for 2 years, to recover the land use rights. It is necessary to seriously investigate and deal with illegal transfer of real estate land such as hoarding and speculation, and transfer it to public security organs to deal with illegal crimes.
Seven, the city planning and Land Bureau should strictly review the qualifications of land bidders and sources of funds. Units or individuals participating in land bidding must explain the source of funds and provide corresponding certificates. It is necessary to establish a credit file system for developing enterprises, and once illegal bidders are verified, bidders and their controlling shareholders are immediately prohibited from participating in land bidding activities.
Eight, the relevant departments should speed up the infrastructure construction, increase the construction of municipal infrastructure and public service facilities for real estate projects, and give priority to affordable housing and ordinary commodity housing; Give priority to supporting the transfer of land plots and speed up the supply of ordinary commodity housing. It is necessary to optimize the investment service environment, strengthen information exchange, improve work efficiency, shorten the time limit for approval, and open a green channel for the approval of affordable housing and ordinary commodity housing projects. To encourage and guide financial institutions to increase credit support for ordinary commodity housing construction projects, especially small and medium-sized Taoxing Xing Tao and low-priced housing construction projects, and provide financing and related financial services for real estate development enterprises involved in the construction of affordable housing.
Nine, in the second ring area of our city with dense population and high housing prices, the policy of restricting the number of housing units for residents' families is temporarily implemented, that is, households with registered residence in this city (including buyers, spouses and minor children, the same below) who already have 1 housing units, and households with non-registered residence in this city who can provide tax payment certificates or social insurance payment certificates for more than 1 year, will be restricted from buying 1 in the above areas. For households with registered residence in this Municipality who already own two or more houses, households with non-registered residence in this Municipality who own 1 houses and above, and households with non-registered residence in this Municipality who cannot provide the tax payment certificate or social insurance payment certificate of this Municipality 1 year or above, the sales of houses to them will be suspended in the above areas.
Ten, the city real estate administrative departments should strengthen the pre-sale management of commercial housing. When the single building under construction of commercial housing projects meets the approval conditions for the pre-sale permit of commercial housing, it must submit the pre-sale plan in time and apply for the "Pre-sale Permit of Commercial Housing". To obtain the pre-sale permit of commercial housing, the information that should be publicized, such as the approval certificate, should be publicized at the pre-sale site, and the pre-sale commercial housing should be clearly marked. In violation of relevant regulations, refusing to rectify, the online filing system of commercial housing shall be closed. Without obtaining the "pre-sale permit for commercial housing", no pre-sale or exhibition activities may be carried out.
Eleven, the city real estate bureau shall, according to the requirements of relevant state departments, formulate measures for the supervision of pre-sale funds of commercial housing, to ensure that all pre-sale funds are included in the supervision account of commercial housing project construction. It is necessary to speed up the online trading of stock houses and fully implement the supervision of stock house trading funds. Stock houses should be traded through fund supervision. It is necessary to standardize the brokerage behavior in the real estate market, strengthen the qualification management of brokerage institutions, establish and improve the information platform and integrity assessment methods. It is necessary to further accelerate the construction of personal housing information system, gradually improve basic statistical data, and establish a unified data platform for the whole city. It is necessary to strengthen the statistical monitoring of the real estate market and timely announce relevant information such as pre-sale approval of commercial housing to the public.
Twelve, all regions and relevant departments should carry out their duties, improve measures and strengthen implementation in accordance with the unified deployment of our city. It is necessary to strictly implement the accountability system, and the relevant departments and leaders should be held accountable for failing to stabilize housing prices and promote the construction of affordable housing. Especially the departments of real estate, price, land planning, taxation and construction. According to the annual price control target of new housing in our city, we should take economic and administrative measures, strengthen cooperation through joint law enforcement and comprehensive inspection, and form a joint force to ensure the realization of the annual target and task. The news media should strengthen public opinion propaganda and positive guidance, provide strong public opinion support for promoting the stable and healthy development of the real estate market and accelerating the construction of the housing security system, and prevent false information or irresponsible speculation and comments from misleading consumer expectations. Whoever manufactures or disseminates false news shall be investigated for responsibility. This notice will be implemented from now on.
(The above answers were published on 20 13-0 1-25. Please refer to the current actual purchase policy. )
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