1。 Liars usually add a sentence before the Trojan virus link in mobile phone text messages to induce you to click on website links, such as "dinner photos" and "photos of old classmates". They are all based on "acquaintances" and all kinds of discount information as bait, so that recipients can click on virus links unconsciously and implant Trojan virus.
2。 This malicious program will run first and can steal all the information related to the account and password on the mobile phone. So, as long as you receive a similar message, remember to delete it immediately. If you are not careful, you should report the shares involved in Alipay account and mobile phone in time to ensure the security of the account. Then you can install the mobile phone to the maintenance point and reinstall the system.
3。 The bank can only see the online deduction, but can't see who your money is transferred to. Similarly, the other party can only find online payment. I can't see who paid for it. WeChat transfer is actually that you give money to WeChat, and WeChat transfers money to others for you. The middleman is WeChat. Unable to check. The basic information display has been transferred to the other party's WeChat account. The name of the other bank information is saved on Tencent server and is not made public. Unless it is upgraded to a case, the public security bureau will know it after investigation.
4。 How do criminals steal bank card information?
It is generally impossible for one or two criminals to transfer money from bank cards. They need to establish a complete industrial chain. Criminals with different division of labor in this chain usually only communicate and trade with acquaintances in QQ group. With the help of Lao Xu, the reporter entered this QQ group. In this gang, criminals refer to bank card information as "materials", those who collect bank card information as "materials" and those who transfer bank card funds as "material cleaners". Buying "materials" from "material cutting machine" is the first step of the whole crime.
The money in the bank card was transferred for no reason. Users need to contact the bank immediately to explain the situation and freeze the funds as soon as possible. The money in the bank card may have been transferred because the online banking password was stolen! If this is the case, the transferred money may be recovered. Once the cardholder encounters this situation, he needs to report the case in time and let the police intervene in the investigation.
If it is transferred to someone else's account, you can check the transfer record in the bank and submit it to the police as evidence. Especially mobile banking, and there are no bank outlets nearby, so you can only call the police or call the bank hotline. Don't forget, take the card to the attached ATM to withdraw money, and print out a receipt to prove that the card is with you.
The most disturbing thing is that the money in the bank card was transferred away for no reason. For the cardholder of the bank card, it means that the transaction information is stolen and the user needs to deal with it in time. There is a certain premise that the money in the bank card is inexplicably transferred. It is very important for users to contact the bank and call the police in time.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
Article 985 of the Civil Code stipulates that if the beneficiary obtains improper benefits without legal basis, the person who suffers losses may request the beneficiary to return the benefits obtained, except in one of the following circumstances:
(1) Remuneration for performing moral obligations;
(2) Liquidation before the maturity of debts;
(three) knowing that there is no obligation to pay.