If the provident fund is cut off, it is impossible to apply for a housing provident fund loan in the near future. According to national regulations, to apply for housing provident fund loans, you should pay 12 months or more in full before the month of application.
In other words, once the provident fund is cut off, you will lose the opportunity to buy a house with a provident fund loan within one year.
1 If the company employs employees, it shall go to the housing provident fund management center for deposit registration within 30 days from the date of employment, and go to the entrusted bank for the establishment or transfer of employee housing provident fund accounts with the audit documents of the housing provident fund management center;
2. The new employee starts to pay the housing provident fund from the second month of work, and the monthly deposit amount is the employee's own salary multiplied by the employee's housing provident fund deposit ratio;
3. The housing accumulation fund paid by individual employees shall be withheld and remitted from their wages every month by the unit where they work.
Regulations on the administration of housing provident fund
Fifteenth units to hire employees, should be within 30 days from the date of employment to the housing provident fund management center for deposit registration, and with the housing provident fund management center audit documents, to the entrusted bank for the establishment or transfer of employee housing provident fund accounts. Where the unit terminates the labor relationship with the employee, the unit shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center to register the change, and go to the entrusted bank to handle the transfer or sealing procedures of the employee housing provident fund account with the audit documents of the housing provident fund management center. Seventeenth new employees began to pay the housing provident fund from the second month of work, and the monthly deposit amount was the employee's own salary multiplied by the employee's housing provident fund deposit ratio. The newly transferred employees of the unit shall pay the housing provident fund from the date when the transferred employees pay their wages, and the monthly deposit amount shall be the employee's monthly salary multiplied by the employee's housing provident fund deposit ratio. Article 19 The housing accumulation fund paid by individual employees shall be withheld and remitted from their wages by their units. The unit shall remit the housing provident fund paid by the unit and remitted for the employees to the housing provident fund account within 5 days from the date of monthly payment of employees' wages, and the entrusted bank will transfer it to the employee housing provident fund account.
In fact, the provident fund can be paid by itself. If it is really not sent by the company, you can find a company to send it to you.
Because the provident fund account is linked to the unit account, I will give it to you together when I pay my salary. If the new employer doesn't send it to you, you can only find a way.
Otherwise, the provident fund will be broken and the provident fund loan will not be used for one year. You can consult the local social security office for details.