(1) basic pension. The central government determines the minimum standard for basic pensions, establishes a normal adjustment mechanism for the minimum standard for basic pensions, and timely adjusts the national minimum standard for basic pensions according to economic development and price changes.
The local people's government can appropriately raise the basic pension standard according to the actual situation; For long-term payment, the basic pension can be appropriately increased, and the increased and increased funds will be paid by the local people's government. The specific measures shall be formulated by the people's governments of all provinces (autonomous regions and municipalities) and reported to Ministry of Human Resources and Social Security for the record.
(2) Personal account pension. At present, the monthly calculation and payment standard of personal account pension is the total storage amount of personal account divided by 139 (the same as the calculation and payment coefficient of personal account pension in the current basic old-age insurance for employees). If the insured person dies, the balance of personal account funds can be inherited according to law.
Extended data:
Conditions for receiving pension insurance benefits
Individuals who participate in the old-age insurance for urban and rural residents, who have reached the age of 60, have paid a total of 15 years, and have not received the basic old-age security benefits stipulated by the state, can receive the old-age insurance benefits for urban and rural residents on a monthly basis.
When the new rural insurance or urban residential insurance system is implemented, it has reached the age of 60, and those who have not received the basic old-age security benefits stipulated by the state before the date of publication of this opinion do not need to pay. From the date of implementation of this opinion, you can receive the basic pension for urban and rural residents' old-age insurance on a monthly basis; .
If the collection period is less than 15 years, the payment shall be made year by year, and supplementary payment is allowed, and the accumulated payment shall not exceed 15 years; Those who have received the payment for more than 15 years shall be paid annually, and the accumulated payment shall not be less than 15 years.
The pension for urban and rural residents will be stopped from the next month if the recipients of the pension insurance benefits die. Conditional local people's governments can explore the establishment of a funeral subsidy system in light of local conditions.
The social insurance agency shall check the receipt of pension insurance benefits for urban and rural residents every year; Village (neighborhood) committees shall assist social insurance agencies in their work.
Publicize the eligibility of the insured person's treatment within the administrative village (community), and compare it with the employee's basic old-age insurance treatment record to ensure that it is not heavy, not leaking or bad.
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