What preparations do you need to make to buy a house?
1, do a good job in budget planning: housing is the biggest consumption in life, so buyers must do a good job in budget planning, including family income and expenditure, whether there will be large consumption in the next few years, whether to change jobs, decoration expenses, furniture and household appliances expenses, etc. Only by fully considering various factors, budget planning is the most reasonable, so that when buying a house, it will not fall into a situation of insufficient funds.
2, learning real estate knowledge: there are many buyers in the buying team. If you buy such a house, you will definitely spend a lot of money. Therefore, it is necessary for everyone to learn some real estate knowledge before buying a house, such as the difference between green rate and greening rate, the internal area of the house and the pool area. Only with certain professional skills will you not be led by the sales girl.
3. Understand the purchase policy: Recently, a new round of property market regulation has been launched all over the country, which means that the purchase policy is constantly changing. Therefore, it is necessary for buyers to understand the purchase policy before buying a house, such as whether they are qualified to buy a house and whether the mortgage can be approved. Only by fully understanding the purchase policy can they buy a house more smoothly.
4. determine the purchase area: the most important thing to buy a house is to choose a good location, but the better the location, the more expensive the house price. Therefore, buyers need to determine acceptable housing prices according to their own budgets, so as to determine the best purchase area. Here, Bian Xiao needs to emphasize that you'd better choose the purchase area according to your own actual situation, but don't let yourself end up in the dilemma of being unable to repay the loan.
5. Mastering the skills of looking at houses: This is a complicated and very important "process", because buyers need to learn a lot, and the information they have learned during this period is very important for buying a satisfactory real estate. Asking for information is not aimless looking for a needle in a haystack. If you want to see the doorway, you have to rely on friends' introductions, exhibitions and newspaper advertisements. Sure, don't forget to check online.