Does Panyu Park have property rights?
1, Panyu Park Hui Property sells the right to use the house, and the land is collectively owned by villages and towns. There is no property right certificate at present. Whether or not to apply for a property right certificate depends on the relevant policies of the later government.
2. This kind of building with no property right and only the right to use is what we often call a "small property right" house. "Small property rights" refers to buildings built on rural collective land. If the land transfer fee is not paid to the state, the land use certificate is not issued by the state land management department, but by the local township government or village, so it is also called "township property right".
3. Panyu Park Hui's building is a small property right house issued by the township government. In fact, there is no real property right, only the right to use it; Without the land use certificate, it is impossible to apply for a formal pre-sale permit, and the relevant land and housing management departments will not record the property.
How to judge whether a building belongs to a small property right house?
1. Conventional commercial houses need five certificates to be complete, and they can apply for bank mortgage loans, while small property houses will not be filed in the housing management department and the land department, and they cannot be purchased by mortgage loans.
2. The land nature of commercial housing is the transfer of state-owned land, which can be used for state-owned land use certificates, while most small property houses are rural collective land and cannot be used for state-owned land use certificates.
3. Commercial housing can be pre-sold during the sales period, while small property houses are prohibited from buying and selling by the state, not to mention preventive licenses.
4. Commercial housing transactions can be signed online and can be filed in the housing management department; Small property houses cannot be filed in the housing management department; Commercial housing can be mortgaged at the beginning, but small property houses can't be mortgaged, so they can only be mortgaged by banks.
Some people in Panyu Park, Guangzhou say that they are not small property rights, but they can all carry out loan business. This kind of loan is actually just a bank mortgage loan for small property houses.