Xi' an recently issued nine new rules of the new real estate policy, which brought good news to many property buyers, including buying a house of more than 90 square meters in Xi' an from July this year/KLOC-0 to the end of February next year, and you can settle in Xi' an. Mr. Zhang, who works in Lai 'an, Inner Mongolia, bought a second-hand house in an mortgage. However, when he went to the public security department to settle down, the other party asked for a real estate license. He can't settle down without a real estate license.
After Xi 'an's new real estate policy was introduced, many people still have doubts about some of its provisions. In this regard, the reporter of Huashang Daily consulted Xi Housing Management Bureau.
1 Do you need the original property certificate to buy a second-hand house by mortgage?
You can apply for a copy of the property right certificate.
Mr. Zhang, a native of Inner Mongolia, has been working in Ann since he graduated from university. Since June 25th, when the "New Nine Articles" policy ("Several Opinions on Promoting the Stable and Healthy Development of the Real Estate Market in An") was promulgated, Mr. Zhang wanted to buy a second-hand house and settle down in An. After buying a house, Mr. Zhang prepared all the personal information. When he went to the Yanta Branch of the Public Security Bureau to settle down, he encountered a problem: the public security department asked Mr. Zhang to issue the original real estate license to prove that the property rights of the house really belonged to Mr. Zhang.
However, the relevant staff of the Housing Authority said that if it is a second-hand housing transaction, the Housing Authority can only issue a copy of the house title certificate with official seal to Mr. Zhang, or issue a certificate of the house title register with official seal. The original is placed in the Housing Authority and cannot be provided to Mr. Zhang.
"Then what should I do?" Mr. Zhang is very puzzled about this.
/kloc-On the morning of 0/6, the reporter from Huashang Daily went to the Housing Management Bureau to learn about the situation and learned that in the second-hand housing transaction, the original real estate license of the second-hand house purchased by consumers by mortgage could not be kept by consumers according to regulations, and the original real estate license was placed in the Housing Management Bureau. However, in order to facilitate the general public to buy houses and settle down, Xi Housing Management Bureau has negotiated with the public security department to introduce new convenience service measures. Anyone who applies for mortgage to buy a second-hand house needs to provide personal identity information of the public security department, and the applicant required by the public security department provides proof of property rights. Property buyers can apply to Xi Housing Management Bureau for a copy of the property right registration certificate, which is deemed to have the same legal effect as the original after being stamped with the official seal. They can also apply for a property right registration form in the property right file window and provide it to the police after being stamped with the official seal.
When the public security organ handles the relevant settlement procedures for the purchaser and needs to inquire about the property right information of the purchaser, Xi Housing Management Bureau will send a letter to the public security department. After confirmation, the public security organ can assist in the settlement procedures.
Can a one-time payment shop be settled?
Only housing can enjoy preferential policies, but shops cannot.
In March this year, Ms. Bai from Yulin bought a set of 120 square meters commercial house in the high-tech zone of the city. At that time, the "Nine Articles of New China" had not yet been promulgated, and she could not go through the formalities of settlement. After the introduction of "Nine Articles of New China", Ms. Bai is now ready to buy a set of 160 square meters shops. "I'm going to pay all the payment in one lump sum. Can I go through the formalities of settlement? "
In this regard, the staff of Xi Housing Management Bureau said, first of all, the newly stipulated housing settlement policy is limited to the period from July 20 15 to June 20 16 and February 20 1 year, and people who buy houses outside this period do not enjoy this preferential policy. Secondly, during this period, citizens have to buy a house to enjoy preferential policies, and shops are not within this scope.
Similarly, Mr. Xing of Tongchuan said that he bought a house at 20 13 in the southern suburb of An 'nan. At that time, it was a one-time payment, and now he also has a real estate license. "My child is now a senior one in Xi 'an, and I want to leave my child's registered permanent residence in beilin district, so that he won't have to go back to his hometown in Tongchuan after the college entrance examination two years later. In this case, can you still enjoy the' buy a house and settle down' policy? "
The staff of Xi Housing Management Bureau said that according to the regulations of the New Deal, Mr. Xing could not enjoy the relevant settlement policies in the New Deal. "The new policy clearly stipulates that the purchase date refers to the period from July 1 day, 2065438 to February 3 1 day, 20 16, 2065438, and people outside this period do not enjoy this policy."
Can't a house be settled in 90 square meters?
Only those with an area of 90㎡ and above can enjoy preferential policies for settlement.
After graduating from college, Mr. Chai worked in Ann for five years. During this period, his work unit has been paying social security for him on time. After the introduction of nine new regulations of the New Deal for Real Estate, he bought an 88.7-square-meter commercial house according to his own economic strength and paid the full amount in one lump sum. "My hometown is in the rural area of Ningxia, and I plan to move my account to Xi 'an after buying a new house, but I don't know if I can enjoy the preferential treatment of buying a house and moving? "
After consulting the Municipal Housing Management Bureau, the reporter from Huashang Daily learned that Mr. Chai's situation could not enjoy the preferential policies for purchasing houses in the New Real Estate Policy. "According to the policy, the housing area purchased by Mr. Chai does not meet the requirements of 90 square meters and above."
4 can I settle down if I buy a small property right house?
Transactions that do not enjoy preferential settlement policies are not protected by law.
Ms. Lei from Weinan recently took a fancy to a house of 1 10 square meters near the Third Bridge in the western suburbs. As far as she knows, this house is a small property right house and has not yet applied for a real estate license. "If I buy this house, can I buy a house and move?" In response to Ms. Lei's question, the staff of the Municipal Housing Management Bureau said that all preferential policies in the New Deal are aimed at legally bought and sold houses, including commercial houses and second-hand houses. "The premise of' buying a house to settle down' is to legally buy a house and buy a new house. You must have a pre-sale certificate and then sign it online. If you buy a second-hand house, you must have a real estate license, and you must sign it online when you trade. If the house purchased by Ms. Lei is a small property right, it cannot be signed online. As consumers, their legitimate rights and interests cannot be guaranteed. Such a transaction is not protected by law, and naturally you can't enjoy the preferential treatment of buying a house in the new real estate policy. "
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10 all kinds of materials should be prepared to buy a house and settle down.
On June 25th, the Housing Authority of Xi announced "Several Opinions on Promoting the Stable and Healthy Development of Xi's Real Estate Market" and launched nine major measures. The New Deal stipulates that for non-local residents who have legal and stable jobs in An, they will buy commercial housing with a building area of 90 square meters or more within the administrative area of An from July 20 16 to February 20 1 6 (subject to the filing time of the online signing of the sales contract). After obtaining the house ownership certificate and paying social insurance for more than one year, you can go through the household registration formalities of the purchaser, spouse and minor children at the place where the house is located.
On July 25th, Xi 'an Public Security Bureau issued "Notes on Buying a House and Settling in Xi 'an", which stipulated that 10 materials should be prepared for buying a house and settling in Xi 'an:
1. Individual family application. The application form shall state the household registration status of the person and his accompanying personnel item by item and whether it meets the acceptance conditions, and sign it.
2 issued by the housing management department "housing sales online signing for the record certificate"
3. Letter of introduction issued by the employer.
4 household registration book and resident identity card (original and photocopy)
5. Labor contract signed by the employer according to law (the following personnel will no longer provide labor contracts: if the legal representative of the employer applies, the business license, tax registration certificate and social security registration certificate will be reviewed; If the employer's property owner applies, provide the property right certificate issued by the industrial and commercial department, as well as the business license, tax registration certificate and social security registration certificate of the property right unit; When applying for individual industrial and commercial households, the business license and tax registration certificate (original and photocopy) shall be reviewed.
6. Employer's business license, tax registration certificate and social security registration certificate (original and photocopy)
7. Original employee social insurance personal account issued by social insurance institutions at all levels such as provinces and cities.
8 "Real Estate Ownership Certificate" (original and photocopy)
9. Property occupancy certificate issued by the occupancy community.
10. The unemployment certificate or unemployment certificate issued by the spouse in the employment department of the original district or county. If the accompanying spouse has a job in this city, he can issue the labor contract (original and photocopy) issued by the provincial and municipal social insurance institutions and the original employee social insurance personal account, and no longer issue the unemployment certificate or unemployment certificate issued by the district, county and employment department of origin.
(The above answers were published on 20 15-09- 17. Please refer to the current actual purchase policy. )
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