Hello, do you think it is cost-effective to buy this double happiness for your child? I just bought it, too I don't know if it is really good. My child is five years old.

Hello: There is nothing uneconomical about buying insurance, as long as it suits you. No matter what product you choose, I suggest you know why you buy insurance before you take out insurance. What problem can this product solve for you? Why choose this insurance company's products? Why did you choose this agent? If you can convince yourself, buy it. I wonder if you have medical insurance? The correct insurance concept should be: protect adults first, then protect children. The risks that children may face in the process of growing up directly depend on the risks that parents face. Therefore, only when family support is fully guaranteed can the risk of children be minimized. When a child is in danger, there will be parents, and once the parents are in danger, the family will lose its financial resources and everything for the child will not be guaranteed. When buying insurance for children, the general consideration is: accidental medical treatment (children are naturally active and it is inevitable that there will be bumps and bumps). Hospitalization (children often have a cold and fever, and their immunity is low). Establish health protection for children and give them a health amulet. Set up a savings account for the children's education fund. The standard is that you can figure out how much money your child needs for education. Then contact me according to this. You can also make a plan according to your current economic situation and how much education premium you can spend each year. You can contact me if you need anything, and I will give you a detailed answer. You are welcome to consult.