The "Hohhot real estate market regulation implementation plan" is issued to you, please implement it carefully.
I hereby inform you.
Implementation plan of real estate market regulation in Hohhot
In order to promote the healthy and stable development of the real estate market and thoroughly implement the main responsibility of urban regulation, this plan is formulated in combination with regional reality.
I. General requirements
Adhere to the orientation of "housing without speculation", fully implement the regulation objectives of "stabilizing land prices, housing prices and expectations", coordinate the two-way regulation of supply and demand in the real estate market, implement classified regulation according to the city's policies, improve real estate regulation measures, strengthen industry supervision and management, resolutely curb speculative real estate speculation, prevent and resolve market risks, and promote the stable and healthy development of the real estate market.
Second, the scope of implementation
Four districts in the city, Ruyi Industrial Park and Jinchuan Industrial Park.
Third, the work measures
(1) Optimize the land supply structure and stabilize land prices.
1. Accurately grasp the rhythm of land supply. According to the cycle of commodity housing, scientifically determine the rhythm of land supply. When the cycle of commercial housing is kept within the reasonable range of 12 months to 18 months for three consecutive months, the land supply is normal according to the land supply plan; Accelerate the pace of land supply in the case that the commodity housing decontamination cycle is less than 12 months for three consecutive months; When the decontamination period of commercial housing is longer than 18 months for three consecutive months, the land supply will be suspended. (Responsible units: Municipal Bureau of Natural Resources, Housing and Urban-Rural Development Bureau, Land Storage Center)
2. Adjust the transfer method of residential land in a timely manner. According to the operation of the real estate market and the land market, we should adopt the methods of "price limit, competitive land price and competitive construction" or "price limit and competitive land price" to supply commercial housing land in time and stabilize land price. "Limited land price, competitive housing price and competitive construction" refers to the implementation of the "land price fuse" mechanism when the premium rate of commercial housing land transfer price reaches a certain proportion, and it is converted into competitive housing price, competitive construction or lottery to determine the right to use construction land; "Limited price competitive land price" means that the sales price of listed houses is restricted by regions, and the right to use construction land is won by the highest bidder. (Responsible units: Municipal Public Resource Transaction Supervision and Administration Bureau, Land Storage Center, Natural Resources Bureau)
3. Promote the adjustment and utilization of existing land in an orderly manner. The business land that has obtained the right to use is allowed to be adjusted to commercial housing land, and the adjustment ratio is up to 50%. (Responsible unit: Municipal Bureau of Natural Resources, Land Storage Center)
4. Effectively promote the development and construction of the supplied land. It is strictly forbidden for development enterprises to "hoard land" in disguised form by "project staging" without approval. State-owned construction land that exceeds the land transfer contract or allocation decision, has started development 1 year, but the area of land for development and construction has started to account for less than one third of the total area of land for development and construction, or the investment accounts for 25%, and has stopped development and construction 1 year, shall be disposed of according to laws and regulations. For development enterprises suspected of "hoarding land" due to arrears of land transfer income and lagging project construction, it is forbidden to sign up for land bidding and restrict their participation in new real estate project development and construction. (Responsible units: Municipal Public Resource Transaction Supervision and Management Bureau, Natural Resources Bureau, Urban Management Law Enforcement Bureau, Land Storage Center)
(2) Standardize the operation of the real estate market and make every effort to stabilize housing prices.
5. Differentially restrict housing loans. Apply for commercial loans to buy commercial housing, the down payment ratio of the first suite shall not be less than 20%, and the down payment ratio of the second suite shall not be less than 40%. Those who buy three or more houses may not apply for commercial loans; Purchase of commercial housing to apply for housing provident fund loans, the second application must be made after the first provident fund loan has been paid off for five years, and three or more housing provident fund loan applications will not be accepted. (Responsible unit: Municipal Housing and Urban-Rural Development Bureau, Finance Office)
6. Implement the filing system for the pre-sale price of commercial housing. When handling the pre-sale permit of commercial housing for new projects, the pre-sale price of commercial housing must be filed in the municipal housing and construction department. In principle, the filing price shall not be higher than the average selling price of real estate in the same location and with the same quality last month, and the monthly increase without transaction records shall be postponed; The pre-sale filing price of commercial housing shall not be adjusted in principle, and the items that really need to be adjusted shall be re-applied to the housing and construction department for filing after 3 months. For new projects without reference price, the price verification team composed of municipal development and reform, housing construction, market supervision, statistics, land storage and other departments will verify the filing price of the project declaration; For newly-built projects that are fully renovated, the price of rough houses and the decoration price must be filed together, and the decoration standard must be clearly defined in the purchase contract, and a model room must be set up.
Unauthorized sales without price filing will limit the online signing authority of commercial housing sales contracts of development enterprises and suspend the pre-sale permit for follow-up projects; If the circumstances are serious, it shall be submitted to the higher-level housing and construction department to lower the qualification level of the development enterprise and record it in the list of dishonesty. (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Market Supervision Bureau, Statistics Bureau, Urban Management and Law Enforcement Bureau, Land Storage Center)
7. Implement the system of clearly marked price and one room and one price. After obtaining the pre-sale permit, the development enterprise shall publicize the price in a prominent position at the sales site. If the actual sales price is inconsistent with the pre-sale record price, the subsequent pre-sale permit of commercial housing will be suspended, the online signing authority will be suspended, and the pre-sale supervision funds will be suspended. (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Market Supervision Bureau, Urban Management Law Enforcement Bureau and Administrative Examination and Approval Bureau)
8. Standardize the sales behavior of development enterprises. For commercial housing projects with pre-sale conditions, the development enterprise shall handle the "Pre-sale Permit for Commercial Housing" at one time, and shall not delay the time to enter the market by means of approval, demolition, installation and mortgage; Projects that have not obtained the pre-sale permit of commercial housing shall not be sold in disguised form by means of subscription, subscription, appointment, lottery, selling cards, VIP lottery or collecting frozen deposits, prepayments and deposits. For the project that has obtained the pre-sale permit of commercial housing, the enterprise shall publicly sell all the houses for sale at one time within 10 days. (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Administrative Examination and Approval Bureau, Urban Management Law Enforcement Bureau)
9. Accelerate the listing of houses in projects under construction. For projects with complete procedures, the development enterprise has signed a fund supervision agreement with the municipal housing and construction department and financial institutions, and can apply for the pre-sale permit of commercial housing if the project construction reaches "plus or minus zero". (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Administrative Examination and Approval Bureau, Financial Office)
(3) Establish a long-term and stable housing supply mechanism to stabilize expectations.
10. Release the housing development plan in time. Prepare the "14th Five-Year Plan" and annual plan for housing development in Hohhot, determine the scale, structure and timing of housing and land supply, effectively guide the allocation of market resources, stabilize market expectations, and promote the healthy and stable development of the real estate market. (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Natural Resources Bureau, Land Storage Center)
1 1. Improve the housing security system. Continue to implement the public rental housing distribution system. When transferring residential land, it is necessary to clearly allocate public rental housing, and the allocation ratio is 3% of the total construction area. According to the needs of residents in shantytown renovation and the real estate market, the scale of resettlement housing construction is reasonably determined. (Responsible units: Municipal Bureau of Natural Resources, Land Storage Center, Housing and Urban-Rural Development Bureau)
12. Vigorously develop the housing rental market. Encourage development enterprises to build rental housing projects, fill in the shortcomings of rental housing, and meet the living needs of the people. (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Natural Resources Bureau, Land Storage Center)
(four) to strengthen the supervision and management of the industry, standardize market operation.
13. Strengthen the management of commercial housing contract filing. In order to further improve the timeliness and coverage of online signing and filing, development enterprises and buyers must handle online signing and filing within 5 working days after signing the commercial housing sales contract, and the unregistered commercial housing sales contract shall not be used as the certificate of housing provident fund and mortgage loan. Commercial housing sales contracts that have been registered for the record shall, in principle, not be registered and cancelled except for legal documents of judicial organs and rulings of arbitration institutions. (Responsible unit: Municipal Housing and Urban-Rural Development Bureau)
14. Strengthen mortgage management of projects under construction. Real estate development projects that have obtained the pre-sale permit for commercial housing shall not be mortgaged for projects under construction. For real estate development projects that have been mortgaged for projects under construction, the mortgage situation shall be publicized in a prominent position at the sales site, and houses within the mortgage scope shall not be sold. Financial institutions are responsible for supervising the use of mortgage loans for project construction. Only after the project mortgage is revoked can the housing construction department handle the pre-sale permit for commercial housing. (Responsible units: Municipal Natural Resources Bureau, Housing and Urban-Rural Development Bureau, Urban Management and Law Enforcement Bureau, Finance Office)
Fourth, safeguard measures.
(A) the establishment of real estate market analysis and regular consultation mechanism. Establish a real estate market expert database, hire well-known experts in the industry to analyze and judge the operation of the city's real estate market every quarter, and put forward suggestions on the regulation of the real estate market. Establish a regular consultation mechanism between departments, and the departments of city housing construction, natural resources, urban management and law enforcement, market supervision, statistics, land storage and other departments hold joint meetings every quarter to analyze the operation of the city's real estate market and study and solve outstanding problems in time. (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Natural Resources Bureau, Market Supervision Bureau, Statistics Bureau, Urban Management Law Enforcement Bureau, Land Storage Center)
(2) Establish a departmental joint disciplinary mechanism. Strengthen the management of credit platform of real estate enterprises. All development enterprises listed by the market supervision department as "serious untrustworthy illegal enterprises list", listed by the court as "untrustworthy executors list" and listed by the real estate administrative department as untrustworthy categories are listed in the untrustworthy list of the real estate credit platform, and multi-department joint punishment is implemented. Development enterprises that are included in the list of dishonesty and have unresolved problems may not participate in land bidding, and their original legal representatives, shareholders and actual controllers may not set up new real estate companies. (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Market Supervision Bureau, Public Resources Trading Administration, Land Storage Center)
(3) Establish a long-term mechanism for information disclosure and policy interpretation. The municipal government office takes the lead in organizing housing construction, natural resources, land purchasing and storage centers, statistics and other departments to strengthen policy interpretation and correctly guide public opinion through press conferences, newspapers, radio and television, Weibo WeChat and other channels. Municipal Housing and Urban-Rural Development Department regularly publishes the record price and listing information of commodity housing sales in official website, effectively guiding market expectations. (Responsible units: Municipal People's Government Office, Housing and Urban-Rural Development Bureau, Natural Resources Bureau, Land Storage Center)