I am from Zhejiang, and I run China Construction Bank here. The formalities do not require real estate mortgage. The materials I need are: ID cards of husband and wife, household registration books of both parties, marriage certificate (single certificate is required) and real estate license. If not, it can be my parents', but if it is a family member, I want to have the household registration book of the owner of the real estate license, which, like myself, can prove my relationship with myself. Otherwise, I need proof, as well as proof of income, bank flow and foundation.
2. What are the procedures for mortgage car?
Legal analysis: the following procedures are required for vehicle mortgage: 1, and the lending institution receives the information provided by the applicant; 2. Visit the applicant's home, investigate and estimate the vehicle value; 3. The loan amount initially reserved by the lending institution; 4. Handling entrustment notarization and loan notarization; 5. Relevant documents of the loan institution accepting the applicant; 6. Apply for mortgage registration; And 7, the loan was released.
Legal basis: Article 395 of the Civil Law of People's Republic of China (PRC), the following properties that the debtor or a third party has the right to dispose of can be mortgaged: (1) buildings and other land attachments; (2) The right to use construction land; (3) the right to use the sea area; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships and aircraft under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together.
3. What are the procedures for handling vehicle mortgage?
1. What are the procedures for handling vehicle mortgage?
1. Handling vehicle mortgage requires the following hands.
(1) The lending institution receives the information provided by the applicant.
(2) home visits to the applicant, investigation and evaluation of vehicle value;
(3) The loan amount initially reserved by the lending institution;
(4) Handling entrustment notarization and loan notarization;
(5) Lending institutions
(6) Go through the registration formalities of potato skin mortgage;
(7) borrowing.
2. Legal basis: Article 32 of the Regulations on Motor Vehicle Registration.
If the number of applications for mortgage registration is small, the motor vehicle owner and the mortgagee shall jointly apply, confirm the application information and submit it.
(1) Motor vehicle owners and mortgagees; Qizao
(2) Motor vehicle registration certificate;
(3) Motor vehicle mortgage contract.
The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, the capacity and date of the motor vehicle.
During the period of motor vehicle mortgage registration, the change of vehicle registration, the change of person or the replacement of motor vehicle shall be jointly applied by the motor vehicle owner and the mortgagee.
Second, what information do you need to apply for a car mortgage?
1 own the local mortgaged vehicle.
2, living and working in the city for a long time, to carry out business occupation and economic income.
3, motor vehicle registration certificate, driving license, purchase surcharge
4. Insurance policies, vehicle and vessel taxes, and relevant tax payment certificates for imported vehicles.