Are Guangzhou Longguicheng all small property houses?
The house sold in Guangzhou Longguicheng is indeed a small property right house. I want to buy a house in this development and go to the local field trip. The property right of this property is only 40 years, so it can be used for a short time. Moreover, there is no way to apply for a real estate license for a small property right house, and it still needs to be considered clearly when buying it.
In addition, buying a small property right house needs to bear certain purchase risks. For property buyers, it is enough to buy a house with big property rights, because the property rights of houses with big property rights are 70 years, and such houses have real estate licenses.
What are the housing sales disputes?
1. There are generally two reasons why a buyer's application for a loan from a bank is not approved: First, the bank is unwilling to lend because of personal credit and other problems; Second, due to credit policies and other reasons, loans are insufficient.
In both cases, the buyer will not have enough funds to pay the house payment on time. Usually, because the bank does not lend or the loan is insufficient, the buyers will pay the house payment with their own funds, otherwise it may constitute a breach of contract. Because almost all sales contracts stipulate that if the buyer's loan is insufficient, it should make up the insufficient part when the transaction is transferred, so the risk of the loan should be borne by the buyer.
3. In order to avoid such disputes, buyers should consult the bank about the loan as soon as possible and ask whether they can apply for a loan and how much they can borrow. They should not just listen to the intermediary's estimate of the loan situation and consult the bank directly. In addition, it can also be stipulated in the contract that if the loan is not approved or not fully approved, resulting in serious problems in the buyer's ability to pay, either party has the right to terminate the contract, and the buyer shall return the house payment, and both parties shall not bear the liability for breach of contract.
Are all the above small property houses in Longguicheng, Guangzhou? What are the relevant contents of housing sales disputes? Small property houses cannot be traded in the market, and even if they are traded, they cannot go through the transfer procedures. Therefore, everyone should have a detailed understanding of the property rights of the house before buying a house, and must pay attention to the details when buying a house. Many disputes are caused by lack of details.