1. The annual interest rate of commercial loans over five years is 6.55%.
2. Discount is determined by adding the discount rate as the lower limit.
3, personal housing provident fund loans, the annual interest rate of more than five years is 4.50%. Xuzhou Huaihai Rural Commercial Bank is a joint-stock banking financial institution approved by China Banking Regulatory Commission, registered in the administrative department for industry and commerce, and initiated by domestic natural persons and non-financial institutions on the basis of the former Xuzhou Suburban Credit Cooperative.
Credit loan quota for employees of banks in Xuzhou City
Different banks set different credit loan quotas for employees, and the specific quotas need to be consulted with local banks.
Does Xuzhou Nanjing Bank need a supervisor for loan?
Bank of Nanjing, Xuzhou requires all loan applicants to have a supervisor, that is, the "guarantor/supervisor code" filled in the background during the access review. This code is issued by the People's Bank of China, and it is the only proof for the loan applicant of Nanjing Bank in Xuzhou to legally apply for a loan. The guarantor/supervisor code is mainly used to check whether the applicant has repayment ability and credit record, and to review and check the loan of Nanjing Bank.
Bank of Xuzhou credit loan interest rate
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The loan interest rate of Xuzhou Bank's credit loan is 30%, that is, 7.00%, with the lowest execution interest rate of 6.30% and the highest execution interest rate of 7.00%. The loan term can be adjusted according to the actual situation of customers, with the longest being 30 years and the shortest being 1 year. According to the customer's qualifications and needs, the loan amount can reach up to 2 million yuan and the minimum can reach 5,000 yuan. The adjustment of loan amount and interest rate depends on the actual situation of customers and the policy of Xuzhou Bank.
Which bank can I borrow money from on the Upper East Side of Xuzhou?
The Upper East Side of Xuzhou can get loans from ICBC, Ping An Bank, Industrial Bank, Shanghai Pudong Development Bank and Bank of Communications. Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.
So much for the introduction of Xuzhou bank loan.