1, confirm whether the company has you as an employee, which is an inevitable problem when the bank calls.
2. Banks usually ask your company about your specific working years.
The bank will ask about your position in the company and the specific work of this position.
The bank will ask about your income and the specific classification of your income.
Call back to the bank for a loan, and you will also ask questions on the form you filled out to confirm whether it is true.
Second, don't call back. Generally speaking, banks will randomly select customers who apply for mortgage loans to pay a return visit, and those with suspicious signs will definitely pay a return visit. The reason for calling back is to know the check information.
Three, generally in the borrower to submit information about a week after the call back.
Different borrowers and different banks may make different return calls. Some banks may pay a return visit three or four days after the borrower submits the information, while ICBC may pay a return visit about one week after the borrower submits the information.
Answering skills of credit card phone call return visit:
1. When handling a credit card, you should clearly remember the information filled in the application form. If you can't remember the copy, take it with you, such as company name, emergency contact information, home address and other important information. Don't answer the wrong answer, which will most likely lead to the rejection of the application card.
2. If you encounter unimaginable information, you can use the cell phone signal as an excuse to let the bank find the information within a few minutes, and then use this time to find the information.
If the bank asks the applicant which address to send the credit card to, don't hesitate to answer the company address firmly.
If the bank customer service asks some irrelevant questions, you must learn to look at the recruitment, such as asking others if they are your colleagues. You can answer, "there may be this person, but there are too many people in our unit, and I don't know him well." In addition, pay attention to the questions raised by the bank when calling back. The applicant must let the people around him answer, and the most important thing is that the answer must be consistent with the original information, so as to prove the authenticity of the information filled in at the beginning. Therefore, the best reward is to prepare in advance and say hello to relatives and friends in advance, so that you can handle it at will when the bank calls back, and there will be no mistakes.