1. Different payment methods: Temporary account is a temporary payment method, which is generally applicable to some employees who are temporarily employed or have short-term contracts. Ordinary hukou refers to a long-term and stable working relationship and the corresponding social security payment method;
2. Different social security benefits: the social security fees paid by temporary accounts are relatively low, and the social security benefits enjoyed are also relatively low. General accounts pay higher social security fees and enjoy higher social security benefits;
3. Different account types: Temporary accounts and ordinary accounts are two different account types, and temporary accounts do not have all the rights and interests of ordinary accounts, such as pension collection.
The process of handling temporary social security is generally as follows:
1. Preparation materials: ID card, work unit certificate, photos, etc.
2. Go to the counter of the local social security agency to consult the temporary social security to handle related matters;
3 in line with the conditions, fill in the "Registration Form for Temporary Social Insurance for Urban Residents" and provide the required materials;
4. Pay social security fees: generally, it is paid monthly, and the amount paid depends on the local social security policy;
5. Waiting for review: the social security agency will review the materials and payment, and register after confirming that it is correct;
6. Obtain the social security certificate: after the approval, the social security agency will issue the temporary social insurance certificate for urban residents and inform the insured of the handling method of the social security card.
To sum up, the difference between specific temporary accounts and general accounts may be slightly different due to different regions and policies. It is recommended to consult the local social security agency before handling it to understand the specific policies and regulations.
Legal basis:
Article 13 of the Social Insurance Law of People's Republic of China (PRC)
Before employees of state-owned enterprises and institutions participate in the basic old-age insurance, the basic old-age insurance premiums payable during the payment period shall be borne by the government.
When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.
Article 14
Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
Article 15
The basic pension consists of overall pension and individual account pension.
The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.