(2) 20,000 yuan is deposited in the bank, because the savings have a certain interest income, and the savings have strong liquidity and are convenient for emergency use; /kloc-0,000 yuan to buy life insurance, because Xiao Liu's social basic insurance is complete, and the company also has commercial medical insurance as a supplement, so he can buy life insurance as a supplement; Don't invest in funds and stocks, because some funds have been trapped; 90,000 yuan is invested in real estate through mortgage loan, because there is room for appreciation of real estate, which can preserve and increase its value, and Xiao Liu has high and stable income and repayment ability.
This topic examines the knowledge of financial investment. To make a financial investment plan, we should not only conform to the reality of the parties, but also consider the risks and benefits of investment, as long as the design is reasonable. The first short answer is a direct question, which is relatively simple. The second question, first of all, considers risks and benefits, in the following order: investing in stocks, funds, buying insurance, bonds and saving. But from the actual point of view of the parties, first, the stocks and funds they bought are all locked up, and it is not easy to invest in stocks and funds again; Second, girlfriends need some liquidity to study abroad. So put it all in the bank for a rainy day. Third, its four insurances and one gold are complete, which can be supplemented by purchasing commercial insurance; Fourth, the remaining funds can be invested in real estate, because the parties are unmarried, have higher income and have the ability to repay, which can not only prepare for future marriage, but also make profits through appreciation.