Financial advisers can resolve financial risks and disasters according to the changing laws of financial markets, bring the financial industry back to life, and make the injured finance recover quickly, develop healthily and move towards a better tomorrow and future.
Financial consultants determine the development and direction of the company, and also formulate countermeasures and decisions, so that the financial industry can help the rapid economic development and contribute to economic services.
Responsibilities of financial advisers:
1, investor education. Investment consultants help customers understand financial knowledge and investment common sense, and understand the special account wealth management business; Help customers understand investment opportunities and general investment misunderstandings; Guide customers to understand and evaluate risks.
2. Comprehensive demand analysis. Fully understand the customer's financial situation and needs, help customers determine their financial goals and tailor their investment plans. According to the comprehensive customer demand report, make investment plans for customers. The investment consultant will explain in detail the basis for making an investment plan to the client and fully communicate with the client to reach an agreement.
3. Explain the investment management report. Each customer's specific portfolio will produce a portfolio report within the specified period, which includes not only the performance of the portfolio in the past time period, but also the portfolio manager's evaluation and explanation of the investment performance and the judgment of the future investment environment.
The investment consultant will help the client interpret this report and evaluate whether the operation of the portfolio meets the client's objectives.
4. Adjust the investment plan. The investment consultant will help the client review the investment decision of the previous year, and decide whether to maintain the current asset allocation or make adjustments according to the changes of the client's financial objectives or investment period.
5. The investment consultant leads the special account financial services from beginning to end, promotes the progress of various services, and acts as a bridge between customers and the entire special account financial services team.
Extended data
The financial industry standard "Corporate Financial Consultant (JR/T 0 139-20 16)" was drafted by China Financial Education Development Foundation, Tsinghua University Wudaokou Finance College, National Development and Reform Commission Training Center, China People's Bank, China Securities Regulatory Commission, China Development Bank and other units, and was released by China People's Bank on February 28th, 20 16.
This standard establishes the terms and definitions of enterprise financial consulting business, the level and role orientation of enterprise financial consultants, service processes, professional ethics and professional ability requirements.
Among them, the ability level involves the talent evaluation system such as the ability level certification examination corresponding to the level of enterprise financial consultants, and establishes three levels of talent evaluation standards including assistant enterprise financial consultants, enterprise financial consultants and senior enterprise financial consultants. This standard is applicable to all types of corporate financial consultants, regardless of their occupation and industry status.
reference data
Xinhuanet _ The central bank issued financial industry standards for corporate financial consultants.
Baidu Encyclopedia _ Financial Investment Consultant
Baidu Encyclopedia _ Corporate Financial Consultant