The difference between CCB's quick profit and quick profit+.

The quick profit of CCB is equivalent to the balance treasure of CCB. Now, because of the competition of Yu 'ebao, all banks have launched their own similar products, mainly to buy money funds, which is almost risk-free. The only drawback is that you have to wait for redemption, t+ 1, and you can only do it on weekdays, and you have to wait when you are in a hurry to use money. Yu 'ebao is a t+0 model, which is more convenient in the case of frequent import and export transactions.

Extended data:

First, whether the credit card with overdue mortgage will be affected depends on the situation.

For example, the credit card overdue record was 2-3 years ago, and the overdue amount has been settled, which has little or no impact on the mortgage approval. In the past two years, the credit card has been overdue, and the overdue amount has been settled or not. For banks with high credit conditions, it will affect the results of mortgage approval. Banks that are more relaxed in auditing have less impact on mortgage approval.

You can also apply for a loan to buy a house if your credit card is overdue, mainly depending on the number of overdue times. Bank loans have strict requirements for credit reporting. Bank loans generally require credit investigation: at present, there cannot be 1 overdue times, twice overdue within half a year, twice overdue in a year and six overdue within two years.

II. Materials to be prepared for handling bank loans:

1. Valid ID;

2. Permanent residence or valid residence certificate, permanent residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank.

Three. Requirements for bank loans:

(1) permanent residence of urban residents with full capacity for civil conduct or valid identity documents of 18 years old, and the age of the lender required for bank loans is generally between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Other conditions required by the lending bank.

Four, unsecured loan procedures are generally divided into three steps:

(1) Basic information submitted by the customer, including work unit and contact telephone number.

(2) The lending bank or company should check the credit information of customers, including whether there are any illegal records in the credit rating of customers, and investigate the business operation status of self-employed individuals and small and medium-sized enterprises.

(3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.