Online lending P2P
Central Bank: P2P platform has been cleaned up in 2020.
65438+ 10 15, Chen, deputy governor of the central bank, said at the press conference of the State Council Office that in 2020, important milestones have been achieved in the battle to prevent and resolve financial risks, and all P2P platforms have been cleaned up, and all kinds of high-risk financial institutions have been disposed of in an orderly manner. He also said that the scale of shadow banking has shrunk, the risks of asset management products have obviously converged, and the nesting of trade associations has continued to decrease. (billion euros)
According to statistics, in the past 13 years, more than 10000 P2P companies have been launched, and at the peak, more than 5000 companies were operating at the same time, with an annual transaction scale of about 3 trillion yuan.
Big company
Central Bank: Ant Group has set up a rectification working group
On the afternoon of June 65438+1October15th, Chen, deputy governor of China People's Bank, said that under the guidance of the Financial Management Department, Ant Group had set up a rectification working group, and was working hard to work out a rectification schedule to carry out rectification according to the requirements of benchmarking supervision. At the same time, it is necessary to maintain business continuity and normal operation of enterprises and ensure the quality of public financial services. The Financial Management Department is also maintaining close regulatory communication with Ant Group, and relevant work progress will be released in time. (China Fund News)
Comments on financial industry: On February 26th last year, 12, the central bank and other financial management departments jointly interviewed Ant Group, pointing out the main problems existing in its operation, such as imperfect governance mechanism, indifferent legal awareness and peer exclusion.
Didi affiliates apply for the trademark of Didi Finance.
Tianyancha App shows that recently, Beijing Didi Unlimited Technology Development Co., Ltd. added the trademark application information of "Didi Finance", which is classified as financial property management internationally, and the trademark status is displayed as "trademark application in progress".
Beijing Didi Unlimited Technology Development Co., Ltd. was established in May 20 13 with a registered capital of 20.6 billion yuan and its legal representative is Cheng Wei. Its business scope includes the research and development of computer software and network technology. Technical services, technical consultation and technology transfer; Sales of self-developed software products, etc. Tianyancha App shows that the company is controlled by Xiao Ju Science and Technology Port Co., Ltd. (financial sector) 100%.
Gold industry comments: Didi Finance or pushing new products.
Kayou Payment was fined 530,000 yuan for violating the relevant provisions on payment and settlement.
On June 5438+1October 15, the administrative penalty information issued by Urumqi Central Sub-branch of the People's Bank of China showed that due to violation of the relevant provisions on payment and settlement, Urumqi Central Sub-branch of the central bank gave Kayou Payment Service Co., Ltd. a warning and fined RMB530,000; Give a warning to the responsible person and impose a fine of 50,000 yuan. (Payment Home Network)
Comments in the field of consumption: Payment institutions need to pay attention to compliance management.
Anxin Property & Casualty was taken administrative supervision measures due to serious solvency shortage.
65438+1October 4th, 65438+China China Banking and Insurance Regulatory Commission website published the decision on administrative supervision measures for Anxin Property Insurance Co., Ltd.
According to the interim report on solvency of Anxin Property Insurance Co., Ltd. in 2020, the core and comprehensive solvency adequacy ratio of Anxin Property Insurance at the end of 2020 10 was-125.7%, and the solvency was seriously insufficient.
It is reported that the China Banking Regulatory Commission informed Anxin Property Insurance of the facts, reasons and basis for taking administrative supervision measures and the rights enjoyed by the parties according to law, and the latter failed to make statements and defenses within the time required by the notice. (Financial Times)
Financial Industry Comments: The data shows that Anxin Insurance suffered continuous losses from 20 16 to 20 19, with a cumulative loss of 958 million yuan, and its solvency has been at a low level.