There are two real estate licenses in the same suite. Bian Xiao takes you to explore the secret.

If an owner can hold two real estate licenses, how should the house be mortgaged for repayment? Are there any other risks for the owner? Has the developer's behavior violated state regulations? This paper will discuss these problems for readers.

In recent years, there have been news reports that buyers are told that they need to apply for two real estate licenses when they are ready to pay a deposit after they take a fancy to their favorite commercial housing. Most property buyers are puzzled by this problem. Obviously it is a house, why do you have to apply for two certificates? If an owner can hold two real estate licenses, how should the house be mortgaged for repayment? Are there any other risks for the owner? Has the developer's behavior violated state regulations? This paper will discuss these problems for readers.

Obviously, I bought a house, but I need to apply for two real estate licenses and two mortgage loans. From last month to this month, a number of luxury houses in Chengdu began to open, but buyers found that some commercial houses with an area of 140-280 square meters can get more than two property ownership certificates about them. The reason why this happens is that some developers sell two or more houses that were originally less than 90 square meters as big houses after direct decoration, and the price per square meter is much higher than that of small houses with the same area.

In fact, it is not surprising that one room is prolific in high-priced cities such as Beijing, Guangzhou and Shenzhen, but the result of the game between developers and national policies. A few days ago, a number of luxury residential buildings in Chengdu, mainly with 150 square meters, were put on the market one after another. In the whole country, the proportion of Xing Tao area under 90 square meters to the total area shall not be less than 70%. Under such regulations, high-grade residential areas dominated by large units have been built. How did it do it? It turned out that the real estate was indeed in accordance with this ratio when it was declared to the city planning, but in fact, the developer opened two sets of 80-square-meter small and medium-sized units and transformed them into 1 set 160-square-meter luxury large units, which were bundled for sale.

But in the eyes of developers, developers are not so much cheating as daring to try new methods. Another developer believes that it is possible to sell high housing prices by transforming the apartment into one household, but it is not bad for the quality of the project itself, because most apartments can be transparent after opening, which not only ensures ventilation and lighting, but also strengthens the privacy of each household. At present, the demand for large-sized apartments in cities is increasing, and national policies cannot guarantee the demand of these customers. In this way, we can successfully meet the needs of customers for large-scale projects.

At present, the country does not have any laws and regulations to regulate this situation, which can be said to be "no law is too clear." Developers go to the Bureau of Land and Real Estate to apply for registration one by one, and the registration meets the requirements. The land department has no right to interfere with the subsequent transformation and other practices. The person in charge of the relevant department said that as long as the load-bearing wall is not destroyed, the main frame structure of the building is retained and the planning is not destroyed, there is nothing wrong with this practice.

There seems to be no legal problem in having two real estate licenses for a house, and there is no law to punish it. But such a house will inevitably have some risks in the use process. I hope that after reading this article, readers will have their own thoughts on whether to buy such real estate, so as not to bring unnecessary trouble to themselves.