Using the next paragraph to defraud your membership fee by installments is actually just a liar intermediary company, in order to collect and defraud high membership fees. In recent years, Baicheng has repeatedly been suspected of defrauding membership fees and cannot make any payment in the name of the loan company. You can see a lot of complaints in black cat complaints. The loan is to collect and defraud high membership fees.
The method of judging whether the loan platform is reliable;
1, lender
First of all, the borrower should check whether the online lending platform is a bank or a licensed financial institution, because the licensed financial institution is supervised and protected by the CBRC, and the borrower is safe to use.
2. Company background
It can be judged from the company behind the online lending platform.
3. Fixed interest rate and installment time
Many unreliable online lending platforms have a quota of only a few thousand, and the installment time is less than one month, and the interest rate exceeds the national regulations. Such online lending platforms are generally usurious. When a borrower applies for an online loan platform, he must first look at the interest rate and installment time, and can also judge whether the online loan platform is reliable.