Besides taking meo for a second interview, I did some other things this week. I haven't been here long and don't want to tell other people's stories. Let's talk about myself. There are two things that are more happy recently. In addition to the gratifying results, I think the process will inspire everyone, so share it.
1,
14 Z Mr. just graduated from a university in Beijing and met me when his household registration was still at school. Anyone who pays attention to RV in Beijing knows that collective hukou can buy a car by lottery, but not a house. Fortunately, Mr. Z, who graduated from June+10 in 5438 and originally went back to his hometown to apply for this account, changed his account four months late. He just got his driver's license in March and signed it in April! So just two months after we met, we were excited to buy our first car. At my request, this car didn't buy 20,000 to 30,000 urban Beibei, but bought a new Volkswagen Jetta, totaling more than 100,000.
After buying a car, the collective account was useless, and Mr. Z went home to settle down. The company didn't solve the hukou problem, but we got a car. Not long ago, I heard that as long as one of the husband and wife is qualified to shake the number and has a car under his name, he can handle the transfer of husband and wife's property. Mr. Z got the work residence permit a month ago, so last week we went to the vehicle management office with the marriage certificate and temporary residence permit, and the car was transferred to my name. This means that there is no car under Mr. Z's name, so you can continue to shake the number!
The enlightenment of this experience is that paying attention to the new policies of your city will be of great help to your life.
2,
14 years, we not only bought a car, but also saw many houses. Actually, Mr. Z, as a science and engineering man who just graduated for two years, doesn't care about real estate, but I do. 12 After graduation, I came to Beijing with a monthly salary of 2,500, and began to pay attention to Tencent real estate and other information. So after buying a car, the goal is more clear, but the house price is too high. After buying a car, our pockets are cleaner than our faces, but this has not discouraged us from looking at the house. The national style of Huo Ying in Tang Dynasty is very beautiful. At that time, 3w was a square meter, and we watched the down payment of 80w for a long time. Every time I go to see a house, I confidently tell the sales office that we can afford 60w at home and 20w ourselves. Only in this way can the sales office pay attention to it, calculate the down payment and monthly payment for us, and tell us how to get a loan more cost-effective. So in those days when there was no money, we still saw the banlou in Changping and the loft in Yizhuang, and we were not limited to buying.
/kloc-in April of 0/5, we have been together for almost a year. I heard all kinds of news during that time, and I told Mr. Z that I wanted to buy a house! Yanjiao can't afford it if you don't buy a house! Mr. z said, look! But what we give at home plus our own, the total is less than 20w. People are not poor, and they are looking everywhere, but this time the goal is clear. We went to Yanjiao and Dachang. At that time, the average price of Yanjiao was 8-9 thousand, and the factory was more than 8 thousand. After a week's inquiry and visit, we decided to buy a suite factory. I found someone I know, with a down payment of more than 200,000 yuan and a monthly payment of 3,000 yuan. At that time, there were large areas and small areas. It is no problem for us to buy a small place with the money in hand. We need to borrow a large area of land. Mr. Z prefers a small area, but at my insistence, we bought a large area with excellent room spacing and apartment type, 1 13 square meters. The largest building at that time.
After buying a house for two months, the developer closed the discount. This means going crazy. At that time, the news that the municipal government was moving to Tongzhou had begun to spread, and many enterprises were moving to Tongzhou, which led to the proliferation of large factories separated from Tongzhou by a river. Reopening after half a year, the house price has risen to 12000. The house price in Yanjiao has risen to 15000, and there has also been a developer repurchase, which means that the number of people who bought it at the beginning of six or seven thousand has more than doubled. But few people sold it at that time, because the repurchase by developers meant that house prices would continue to rise. Later, the price of Yanjiao factory was too hot, and a new policy was introduced. Non-locals can only buy one set, and the purchase restriction has come, and the house price has gone up again. So far, the average price of our building is 16000. This means that we make a net profit of 100w a year.
Many people say that there is a bubble in real estate. Maybe, but at least there are too many people around me who can afford a house. This weekend, I went to Huilongguan to see the house again, with a down payment of 130w, and a 90-square-meter two-bedroom apartment. Our mentality is very different from that of two years ago. Buying a house is a curve. It is impossible to buy a 20w down payment in Beijing. It took me several years to save 130w with Mr Z, but it's different now. As soon as we buy a house and sell it, we will pay more 100w down payment. In July, the big factory will open again, which means that it will continue to rise. Beijing's housing prices have basically stabilized. When to buy or sell depends on personal wishes.
When buying a big factory, several friends consulted me. At that time, I urged them to buy it, but they thought it was too far away to use it, and there was no room for appreciation of the investment.
Through this incident, my biggest feeling is that our generation is drifting north. We like to say that people in the early years were good and caught up with the low house price, but don't forget that even if the house price is low, many people don't buy it, and if they miss it, they will miss it. Many people didn't buy it then, and they can't afford it in the future. Our generation seems to have high housing prices, but in fact there are many opportunities hidden. Every era has its own opportunities, and it depends on individuals whether they can seize them.
3.meo fell from the upstairs, fractured and cleft palate. Before being rescued in the pet hospital, he directly told me to 12000- 15000. I didn't panic, yes, she is an ordinary cat, without any formal pedigree. Many people say it is more expensive than treating people, but she is just a child to us. I didn't panic for two reasons. First, I love her and I know I won't give up on her. Second, I know I have the ability to make her better again. I am also glad to meet her at this time. If it had been four years ago, I might really have no ability to help her.
What this brings me is that I want to have a lot of money. I hope I don't embarrass my relatives or things I care about because of money.
It is said that this is the worst time and the best time. Society is unfair from a certain point of view, but it is an inevitable objective reality; Society is fair, because no matter how educated you are and where you come from, you can seize the opportunity that belongs to you through your own efforts.