Is it not limited to buying a house in Shanghai?

There are no restrictions on purchases. At present, Shanghai judicial auction property has no relevant purchase restriction policy, so it is not within the scope of purchase restriction. Moreover, the Shanghai auction house can be purchased by both locals and foreigners, and there are no other requirements in terms of provident fund, social security, individual tax and residence permit. The conditions for buying a house are very generous, but you can't buy it by loan. All the house payment needs to be paid in one lump sum.

What should I pay attention to when buying a house?

1, hidden charge:

Taxes and fees can be a very terrible existence in auction houses. Take the house in Chongqing as an example. If it is less than 2 years, you have to pay 5.55% more business tax. A 2 million house costs 1 100000 yuan. If it is a commercial property, the tax will be higher.

It was reported before that someone took a house with a transaction price of more than 3 million, and it turned out that taxes and fees had to be paid more than 2 million. The final calculated real price is 450,000 higher than the market price. The bidder had no choice but to give up, and the deposit of 250 thousand paid before could not be recovered, which means that not only did he not buy a cheap house, but he also lost 250 thousand in vain.

In addition to taxes and fees, there are also property management fees, utilities, gas fees and even other fees deliberately defaulted by the former owners.

2, unable to apply for real estate license:

When we shoot the house, we should get the ownership of it. However, in some houses, even if you buy a house by auction, there is no way to apply for a real estate license. You can't apply for a real estate license, which means that this house is not entirely yours.

One of the most typical is the contract room. The so-called contract house is a house with only sales contracts, but the documents are not uniform. There is no way to apply for a real estate license for such a house. In addition, the original owners of some houses have not moved out of the household registration, even if they buy a house, it is not easy to settle down, which will directly affect the children's schooling and other related rights and interests.

3. Unable to obtain the right to use the house;

Through the auction, you really bought a house at a low price and handled all kinds of documents. But at this time, you may still have no way to live in your own house. Because, it is possible that the previous owner deliberately rented his house to others in order to prevent his house from being auctioned, signed a one-time lease of 10 and 20 years, and collected the rent at one time. According to the laws of our country, leasing is more than buying and selling, so even if you buy this suite by auction at this time, you still can't use this house. The right to use this house will not be recovered until the lease period of several years or more 10 ends.

Some houses may be occupied by unreasonable people, or by old people who are unwilling to move out. Even if you buy a house, it will be very troublesome to get rid of these people in the future.

4. Bond debt disputes:

Other houses may have been mortgaged by the owners many times. Not only to banks, but also to various private loans such as usury. At this time, although you have photographed the house, these private creditors are likely to give you trouble, demand debts, splash paint, block doors and lock holes, and so on. Such a house, after buying it, is also fidgeting, spending money to buy it for yourself.