Click the Repayment button in the main interface of BOC e-Loan to enter the repayment page, where you can view all outstanding loans or repay in advance. A single loan can repay the principal and interest in one lump sum or on a monthly basis.
Operating environment:
Brand model: Glory x30 Max
System version: magic UI 5.0
Application version: v7.2.5
At present, the areas that support customers who deposit provident fund/social security/local tax to apply for "BOC e-loan" include: some provident fund centers in Tianjin, Guangdong, Zhejiang, Jiangsu, Shandong, Anhui, Shaanxi, Hebei, Liaoning, Sichuan, Guangxi, Hunan, Hubei, Shanghai, Gansu, Ningxia and other regions; Local tax centers in Jiangsu, Guangdong and other regions and social security centers in some regions such as Shandong.
Bank of China is a large state-owned bank managed by the central government. It was established on February 5, 2002, and it is a national deputy ministerial level. China's banking business includes commercial banking, investment, securities, funds and aircraft leasing. It has been listed in China, Hongkong Stock Exchange and Shanghai Stock Exchange.
China's banking business is the main source of profits. It provides personalized and innovative financial services to customers based on the core credit products of banks. In 2007, corporate finance continued to focus on improving customer service system, promoting overall business linkage, strengthening product innovation and implementing management transformation, setting up corporate finance sector and strengthening line management. China Bank implements the development strategy of serving key large-scale and high-quality corporate customers, pays attention to long-term cooperative relations with large-scale and high-quality customers, and at the same time makes clear that SME business is an important part of corporate financial business, and strives to become an efficient, professional and comprehensive partner of SMEs.
BOC International Holdings Limited (hereinafter referred to as "BOC International") is a wholly-owned subsidiary investment banking institution of Bank of China Limited, and it is the main platform for China Bank to carry out investment banking business.
How to repay the E-loan of China banks in China?
The repayment of China Bank's e-loan products benefiting farmers can be divided into two situations:
1. Normal repayment: on the maturity date of interest or principal, the system will automatically deduct the repayment from the enterprise's contracted repayment account, automatically deduct the interest on 2 1 day every month, and automatically deduct the principal at one time on the maturity date of the loan line.
2. Prepayment: Enterprises can log on to corporate online banking/corporate mobile banking for prepayment, and legal representatives can also log on to personal mobile banking for prepayment. If the money withdrawn on the same day cannot be repaid on the same day. In case of partial prepayment, the loan interest shall be calculated on a daily basis according to the number of days occupied by the loan, and all the interest receivable up to the prepayment date shall be collected on the prepayment date.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.
How to repay BOC e-loan in China Bank?
You can choose to log in to mobile banking and personal online banking channels for active repayment of BOC e-loan, or you can wait for batch deduction. When you deduct money in batches, you should deposit enough funds in the repayment account. China banking system will make batch deductions before 5: 00 a.m. and around 5: 00 p.m.
Tips: You can deposit enough funds into the repayment account one day before the repayment date, so as to avoid the situation that loans overdue will be caused and credit information will be affected due to the failure of batch deduction.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.
What is the repayment method of BOC E loan in China Bank?
BOC e-loan is a revolving loan, and the loan amount is valid for 12 months. Users can borrow it and use it to return it within a limited period of time. There are two main repayment methods:
1 mobile banking repayment: directly download and log in to "China Bank Mobile Banking APP", find "My Loan" and display the relevant information of personal loan. Users can repay directly through mobile banking;
2. Counter repayment: go to the counter of China Bank's business outlets with personal identification and loan contract to handle repayment procedures.
1, the repayment method of BOC e-loan is related to the loan term. After the loan term is selected, the repayment method is set by default. The loan term is 1-3 months, and the repayment method is one-time repayment of principal and interest when due; The loan term is 4- 12 months, and the repayment method is to repay the principal on a monthly basis. Therefore, users can choose the loan term according to the repayment method. Generally speaking, both repayment methods require users to have strong repayment ability, and users need to repay the principal in one lump sum in the last installment.
2. The borrower can log in to Bank of China, mobile banking and online banking for active repayment, or wait for batch deduction. When you deduct money in batches, you need to deposit enough funds in the repayment account. The general banking system will deduct money in batches before 5 am and around 5 pm.
3. There are many repayment methods of BOC e-loan, which can be repaid by credit card or Alipay. The choice of BOC e-loan is not restricted. You can choose a suitable scheme according to your own needs. Debit card is also a kind of bank card, which can be bound as long as it has repayment function. Open the homepage, click on BOC e-Loan, complete the registration as required, and bind the debit card of China Bank. After successful registration, click Activate. Successful activation requires filling in an online signing agreement and submitting a loan application. After the online audit is passed, click Exit. Pay attention to the purpose, amount and term of the loan, enter the mobile phone number and dynamic password, and the loan amount will be transferred to the debit card bound by China Bank.