First, explore the real estate situation.
Look at the developer's credit and funds, and see if the developer's five certificates are complete. You can go to the owners' forum to see buyers' comments on real estate and developers.
The most important of the "five certificates" are the state-owned land use certificate and the construction project planning permit.
Check the state-owned land use certificate need to pay attention to is:
(1) Is this certificate a temporary state-owned land use certificate or a formal state-owned land use certificate? The official state-owned land use certificate is stamped with the special seal for the paid land use certificate, and the temporary state-owned land use certificate is stamped with the special seal for the temporary land use certificate.
(2) Check the construction project planning permit, focusing on the attached drawings of the project planning permit. Confirm the location of public buildings such as boiler room, power distribution room, water pump room, garage or parking space, and find out the location of these public buildings before signing the subscription book or purchase contract, which will help you choose the room number.
Second, calculate the cost of buying a house.
(1) Pay the down payment, about 30,000 yuan.
(2) Pay the down payment, and the down payment for the first suite shall be at least 20%.
(3) When paying the property management fee, one year's property management fee is generally charged. 100 square meter house, the property management fee will probably be between 2000-5000 yuan. In addition, houses in the north will also charge heating fees.
(4) Deed tax: 1% of the total house price is levied for the first suite of 90 flats and below, and 1.5% for the first suite of 90 flats and above.
(5) Housing maintenance fund: 2%-3% of the total house price is generally paid, and some of them are levied at tens of yuan per square meter, which probably costs several thousand yuan.
Third, check the housing problem.
1, the key is to check the property rights of the house.
Before buying a house, we must first check the integrity and reliability of property rights. If it is a second-hand house transaction, it depends on whether the owner and the seller are the same person. You should also check the original property right certificate and the authenticity of the property right with the housing management department.
Step 2 check for hidden problems
Structure, decoration, apartment type, residual property rights, water pressure, power supply capacity, peripheral facilities, municipal facilities, property management level, etc. You should know the house itself clearly. If it is a second-hand house, it is also necessary to check whether the water, electricity, gas, telephone and management fees have been paid, and if necessary, the solution agreed by both parties can be stated in the contract.
3, the hukou problem
Many people buy houses to solve the problems of hukou and children's schooling. Therefore, it is necessary to understand the local settlement policy and the corresponding schools. If it is a second-hand house, pay attention to the relocation of the original account, and the new account will be moved in time.
Step 4 check the market price
Before buying a house, you should know the house price in the area where the real estate is located, so that bargaining can be done.
Fourth, check the quality of houses.
1, table tennis
It can be very useful when checking the slope, such as checking the slope of the ground and windowsill. If table tennis rolls on it, it is unqualified. It's very important for the toilet, kitchen and balcony to be well drained. Put the ping-pong ball on the ground. If the ping-pong ball rolls to the floor drain or nudges, it means that the drainage is not bad. If table tennis is running around or even walking backwards, it means that the slope is not good enough, which is not conducive to drainage.
2. "Man" aluminum ladder
There are many places to climb when checking the building. Is there a hole in the ceiling? Is the air conditioning socket installed correctly and loose? What's the top of the cupboard like? Is the water supply and drainage pipeline hidden in the ceiling of kitchen and bathroom unobstructed?
Step 3 make-up mirror
When the wooden door is accepted, the bottom edge of the door leaf is difficult to detect. Put the mirror flat under the door leaf, and you can see it clearly through the mirror. Have you ever painted? Do you have a veneer? How about the quality? Is it flat? Hide them all.
4. Insert folder
When repossessing the building, the developer has to hand over a lot of bills, certificates and materials, such as certificates of various repossession expenses, warranty cards of various products, occupancy manuals, property management contracts, deposit receipts, etc. It is best to keep these materials in a special folder.
5. Memo sticker
When the owner inspects the building, he will find some places that need maintenance. In addition to filling in the maintenance form carefully, the owner should also put a memo sticker on the place where the problem occurs, explaining the problem in detail, so as to facilitate the maintenance personnel of the developer to carry out on-site maintenance.
6. Small hammer
Used to check empty drum problems, such as smallpox, floor, windowsill, balcony, tile, etc. If there is Jamlom echo in the tapping sound, it means there is a problem, and the dull sound means there is no empty drum.
7, electric pen
There are usually dozens of sockets in a house. Instead of finding a socket without electricity and digging holes in the wall after moving in, it is better to bring an electric pen to check the circuits one by one in advance.
8.mineral water bottle
Check whether there are potholes on the floor of the bathroom, kitchen and balcony, and whether the drainage is smooth. Just pour a lot of water on the mineral water bottle. Wait a minute, where there is water, it will show that the floor tiles are uneven or the drainage slope is not enough.
In the process of buying a house, there is no small matter, and every link must be prepared in advance.
(The above answers were published on 20 16-07-2 1. Please refer to the actual situation for the current purchase policy. )
Click to view more real estate information.